Ros Altmann
- Opinion
Altmann: Create a culture where it pays to save
Regular readers of this column will know that auto-enrolment and ensuring as many people as possible can look forward to a good private pension in retirement are a priority for me.
- Opinion
Altmann: Many employers going above AE minima as reform beds in
Talking Head: I’d like to start my first column for 2016 by wishing all Pensions Expert readers a happy new year, and updating you on one of this government’s major programmes.
- Opinion
Altmann: Government needs your help to revise charging model
Talking Head: As pensions minister, I am acutely conscious that the government can have an important role in encouraging people to plan for later and giving people the opportunity to maintain a decent standard of living in retirement.
OpinionAltmann: Ramping up our auto-enrolment support for smaller employers
Talking Head: Auto-enrolment moved into a new phase this summer when small and micro firms started to join the workplace pension revolution.
- Opinion
Altmann: DB funding chasm requires investment innovation
In my maiden speech to the House of Lords as the new pensions minister, I made clear my view that pensions are about more than just money – ultimately, they are about people and their futures.
- Opinion
Cashing in unwanted annuities
Talking Head: I am delighted the government is consulting about the possibility of allowing people to cash in their annuities.
- Opinion
Altmann: Don't abandon member safeguards in DB-DC transfers
Allowing people to decide for themselves how best to use their pension savings is broadly welcome.
- Opinion
Altmann: 2015 set to be another big year for pensions
After the stunning revolution in pensions during 2014, the implementation of many of the new freedoms and flexibilities will begin during 2015.
- Opinion
Altmann: New pension flexibilities will make it harder to attract members to CDC
As the pensions bill makes its way through parliament it is proposing a new class of shared-risk pension schemes, which aim to offer a compromise between defined benefit’s risk burden on the employer and defined contribution’s risk burden on the member.
- Opinion
Altmann: Eight building blocks of the guidance guarantee
The majority of defined contribution scheme members have hitherto been effectively forced into annuity purchase, unless they had very large or tiny pension funds.
- Opinion
Altmann: Exceptional measures needed as monetary policy tightens
Speaking to pension trustee boards, they are clearly grappling with the challenges of managing their investment strategy in today’s exceptional times.
- Opinion
Auto-annuity purchase is dead – here's how providers will respond
What now for annuities? The new pension freedoms mean the days of automatic annuity purchase for defined contribution plans are over.
- Opinion
How QE has harmed UK pensions
By creating £375bn to purchase gilts, the Bank of England has damaged both defined benefit and defined contribution pensions.