Phil Farrell
OpinionCompanies cannot justify DB for older workers only
Central to the evolution of any civilisation throughout the ages has been the development of law and order and, by association, protecting citizens by improving their rights, much of which is enshrined in legislation. In a nutshell, reducing inequality.
OpinionThe limitations of financial advice
As with most things in life, there is rarely a single, unequivocal answer to a pensions issue such as how to prepare for retirement. The other factors preventing us from navigating a clear and simple path to the later life we desire are our own personal biases.
OpinionHow employers can learn the lessons of auto-enrolment
With more than 9m new pension savers predicted by 2020, it is fair to say that the aim to get more of the working population to save for their retirement has been a success.
OpinionHow scheme life assurance benefits can affect lifetime allowance
From the blog: The standard lifetime allowance is being reduced again, this time to £1m. That’s a reduction of 20 per cent from the current level of £1.25m and 44 per cent from the LTA’s peak level of £1.8m in April 2010.
- Opinion
How to encourage scheme member representation
The Pensions Act 1995 introduced the requirement for trust-based pension schemes to afford their membership the opportunity to nominate, and if necessary elect, member representatives to their board.