All Opinion articles – Page 34
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Opinion
DC default funds: Does active management have a role to play?
Paul Todd, director of investment development and delivery at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and the Revd Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss investment styles and target date funds for DC default fund design.
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OpinionWhat could we expect from the regulators’ joint pension strategy?
The Pensions Regulator and the Financial Conduct Authority are currently consulting on their joint strategy for regulating the pensions and retirement income sector.
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OpinionPrivate sector pooling is a costly red herring
The government’s deadline for the 89 local government pension schemes to pool their assets has now officially passed. Some of the eight pools are up and running already and others will be later this year, but will this change the pensions and investment landscape in the UK?
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Opinion
Has auto-enrolment come of age?
Since its inception almost six years ago, auto-enrolment has succeeded in relying on inertia to help more people save for retirement, that much is clear. Uncertainty and a need to build on this success, however, remain.
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Opinion
DC default funds: Is there too much focus on cost?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss designing defined contribution default funds for better outcomes.
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OpinionHow comms can help close the gender savings gap
From the blog: With the gender pay gap sitting firmly in the spotlight, it is not surprising we are also seeing a flurry of discussions about why women save less, and what should be done about it.
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OpinionClear and simple communication is key to preventing opt-outs
There is much speculation about what employees may do as a result of upcoming auto-enrolment minimum contribution increases. Will they decide to opt out – and what is the role of the employer in this next phase?
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OpinionWe need to better connect with members
On April 6, the minimum level of contributions into a workplace pension scheme under auto-enrolment will increase to 5 per cent and again to 8 per cent next April.
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OpinionGreening, governance and growth in the age of popular empowerment
From the blog: Last year saw the unravelling of the prevailing order that had dominated the world economy since 1946, yet trustees feel empowered to flex their fiduciary muscles, if necessary going against their government's views.
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OpinionHow to ensure good value for members
From governance and investment to member engagement and communications, seven experts, including HR directors, look at how employers, providers and trustees can ensure better outcomes for members of defined contribution schemes.
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OpinionWill the return of volatility save active management?
You will have probably read that Warren Buffett recently cashed in his bet against hedge fund firm Protégé Partners.
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Opinion
Which communication strategies are best at boosting engagement?
Mark Rowlands from Nest, Caroline Roberts from VisitBritain, Andy Cheseldine from Capital Cranfield, Nasir Rafiq from Islamic Relief Worldwide, Ami Bartrip from the Financial Times, Rosemary Lemon from Hays and Jason Green from Finance & Technology Research Centre discuss communication and engagement.
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OpinionIs a TDF approach right for your scheme?
Target date funds have proved popular on the other side of the Atlantic for defined contribution pension schemes, but to date have not had the same success in the UK.
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OpinionDB white paper generates as many questions as answers
The Pensions Regulator wants to be clearer, quicker and tougher. The white paper has come back with a batch of proposed new powers that read, at first, more like fast and furious.
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Opinion21st Century Trusteeship – managing advisers and service providers
We have been running our 21 Century Trusteeship programme for several months, focusing on basic areas of trusteeship to drive up standards in pension schemes.
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OpinionCompromise and unity should not preclude variety
From the blog: The government’s deadline for the formal establishment of Local Government Pension Scheme pools is only weeks away.
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OpinionSuperfund – shoot first
Editorial: The Department for Work and Pensions has kept its word with the publication of its highly anticipated white paper, even managing to deliver it ahead of its spring target.
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Opinion
Governance and investment: What are the duties of employers and providers?
Andy Cheseldine from Capital Cranfield, Nasir Rafiq from Islamic Relief Worldwide, Ami Bartrip from the Financial Times, Caroline Roberts from VisitBritain, Mark Rowlands from Nest, Jason Green from the Finance & Technology Research Centre and Rosemary Lemon from Hays consider the responsibilities of employers and providers in relation to scheme management and default investment.
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OpinionSchemes need a clear strategy for managing longevity risk
Increasing longevity is an important risk facing the trustees of defined benefit pension schemes. By offering a promise for life to members, they bear the risk that members live longer than expected.
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Opinion
Is ESG on course to become the norm in DC defaults?
High profile corporate governance failures, campaigns against the use of plastics, and US pension funds criticised for holding gun manufacturers after the latest school shooting – a powerful combination of recent events has pushed environmental, social and governance investing further up the institutional agenda.