Mark Fawcett
OpinionPassive investors can still be active owners
Excessive corporate pay, misaligned incentives and a lack of progress on climate change are just a few of the issues highlighted so far this year at corporate annual general meetings.
OpinionWhy Nest is factoring in climate change
In 2015, Nest was one of more than 400 investors to sign the global investor statement on climate change as part of the Paris pledge for action.
OpinionHow to get defaults and fund choice right for auto enrolment
This month the Department for Work and Pensions calculated that by 2020, 10 million people will start saving, or saving more, due to auto-enrolment. They’ll soon collectively be putting away billions each year, mostly into default funds.
OpinionWhat’s the point of target date funds?
For most modern savers, retirement will not happen in one day. So where does this leave fund structures that manage investments to a target date? In pretty good shape, we say, depending on what you do within a target date fund structure.
- Opinion
Nest: How schemes can tackle home bias with global equities
Sticking close to home can sometimes be a perfectly sensible thing to do. But when it comes to equities, adopting automatic positions that place a large amount of scheme members’ portfolios in the UK exposes them to risks.
- Opinion
Nest: Why TDFs provide a durable route to good outcomes
Keeping your mind on the long term can be a difficult business. Target date funds can help both schemes and savers do just that.
- Opinion
Six ways to meet the needs of the DC generation
Talking Head: With the introduction of new pension freedoms, many savers in defined contribution schemes will have more ways of accessing their pension savings.
- Opinion
Five objectives and five risks for DC
Before the 2014 Budget, investment objectives for defined contribution schemes were relatively straightforward.
- Opinion
Why industry critics are wrong about 'reckless conservatism'
Dear editor, do you agree with the view that defined contribution pension schemes should focus on young savers’ risk capacity and ignore their risk appetite, because future contributions will more than dwarf any losses incurred in the early years?
- Opinion
Nest: Scale has given us an 'internal market' for DC assets
Providing an auto-enrolment scheme for a new generation of pension savers has guided our decision-making from the beginning.