Hal La Thangue
- Features
ESG and financial returns: Schemes can have their cake and eat it too
ESG and financial returns: Schemes can have their cake and eat it tooData crunch: Schemes are increasing their investments in sustainable thematic strategies, which allows trustees to keep their fiduciary duty of targeting returns while 'doing good'Enterkeywords.sh_embed {position: relative;height: auto;width:100%;z-index: 0;overflow: hidden;background-color: #222;color: white;font-family: 'Lato', 'Helvetica Neue', Helvetica, Arial, sans-serif;}.sh_embed ...
- Features
DC charges: Are fiduciaries too fixated on cost?
DC charges: Are fiduciariestoo fixated on cost?Data crunch: Scheme sponsors are thinking of 'value' as more than a low-cost option for savers and are taking a more balanced approach when selecting providersEnterkeywords.sh_embed {position: relative;height: auto;width:100%;z-index: 0;overflow: hidden;background-color: #222;color: white;font-family: 'Lato', 'Helvetica Neue', Helvetica, Arial, sans-serif;}.sh_embed * {-webkit-box-sizing: border-box;-moz-box-sizing: border-box;box-sizing: border-box;}.sh_embed ...
- News
Financial wellness: DC sponsors want more from their providers
Data crunch: Sponsors and fiduciaries of UK defined contribution schemes want their providers to offer more than a core pension product.
- News
Ageing LGPS hungry for income
Data Crunch:Ageing LGPS hungry for income How LGPS funds are dealing with the challenges posed by changing membership demographics Enterkeywords.sh_embed {position: relative;height: auto;width:100%;z-index: 0;overflow: hidden;background-color: #222;color: white;font-family: 'Lato', 'Helvetica Neue', Helvetica, Arial, sans-serif;}.sh_embed * {-webkit-box-sizing: border-box;-moz-box-sizing: border-box;box-sizing: border-box;}.sh_embed .sh-embed-bg {position: absolute;width: 110%;height: 110%;top: -5%;left: -5%;z-index: -1;background-color: rgba(0,0,0,.8);}.sh_embed #embed_article {display: ...
- Features
Raging torrent of DB equity outflows decelerates in 2020
Data crunch: Equity derisking in UK private defined benefit pensions has been pervasive since the financial crisis of 2008-09.
- Features
Improved governance is driving consolidation in DC
Data crunch: Consolidation is an ongoing and pervasive trend in UK pensions. The push is being driven by the government and regulators, who believe small schemes deliver poor outcomes for their members, a problem that can be alleviated by scale.
- Opinion
Buy-and-maintain credit poised to take centre stage
Data crunch: As the UK’s private defined benefit schemes mature and turn increasingly cash flow negative, their focus is shifting beyond funding ratio stability to adopting income-generating investments that help meet pension payments.
- Opinion
Has the DGF had its day?
Diversified growth funds have been a staple of UK pension allocations across corporate defined benefit, the Local Government Pension Scheme, and defined contribution schemes since the financial crisis of 2008-09 demonstrated the perils of poorly diversified, heavily equity laden, market dependent investment.
- Opinion
Practising what you preach – ESG in DC
Data crunch: Responsible investing has become one of the most talked about topics among trustees, asset managers, consultants and other influencers in the UK pensions space.
- Opinion
Drawdown is climbing the DC agenda — but there’s no easy fix
Since the introduction of the pension freedom rules in 2015, the popularity of drawdown for generating a flexible retirement income has rocketed amid a secular decline in annuity rates.
- Opinion
Structured finance – panacea or predicament?
Data crunch: The multi-faceted world of structured finance appeals to UK defined benefit schemes, as it provides security of income and attractive yields. However, pension funds still fear these investments due to its connection with the 2008 financial crisis.