Emma Douglas
OpinionChallenging providers is key to boosting value
Since April 2015, trustees have had to decide whether the costs paid by their members are good value. But how do they do this?
OpinionPractical steps for improving DC savings
These are difficult times for pension savers. The long-term transition away from defined benefit, combined with low wage growth, increased life expectancy and lukewarm market outlooks, means many will find it challenging to achieve the kind of retirement they desire.
- Opinion
What have we learnt from auto-enrolment so far?
Roughly 6.8m individuals have been auto-enrolled into a workplace pension so far. This has led to 15 per cent annual growth in the UK’s defined contribution market, which could move it to £900bn in less than 10 years, from currently from £300bn.
OpinionMaxims for all schemes in member communications
Dense, technical prose, filled with jargon and complex financial concepts. Is this is the type of language pension scheme members wish to receive? Or could it be the exact opposite?
- Opinion
Confronting the less-discussed downsides of TDFs
Target date funds are a firmly established part of the defined contribution landscape in the US and are growing in popularity in the UK.