David Brooks
OpinionHow to apply the General Code to your scheme
Broadstone’s David Brooks sets out how the new General Code works and what trustees need to be aware of.
OpinionGovernment disappoints in auto-enrolment inquiry responses
We have learnt a great deal from the government’s response to the Work and Pensions Committee’s report from July 2022 on saving for later life, under its inquiry on protecting pension savers — five years on from the pension freedoms.
OpinionInclusivity – the forgotten ‘I’ in ED&I for trustees
Equality, diversity and inclusion – another three-letter acronym with growing impetus, and rightly so.
OpinionSeven days in pensions
Seven days ago (September 23) we pondered a “mini” Budget, the day after the latest interest rate rise to 2.25 per cent.
OpinionTPR: The Green Cross Code man
The Pensions Regulator, together with the Financial Conduct Authority and the Money and Pensions Service, has issued a warning to members of P&O’s defined benefit pension schemes.
OpinionPension scams – it feels like we might be winning
We all know that there are new rules to protect members from being scammed.
OpinionPPF statistics hint at a different future for DB schemes
The Pension Protection Fund 7800 index figures have been notable, revealing an aggregate funding position of 103.5 per cent with the proportion of schemes enjoying a surplus on the PPF basis far higher than at this point in 2020.
OpinionLifetime allowance freeze reopens debate on its relevance
The Budget may be classed as a quiet one from a pensions perspective, since it did not address any of the major burning issues that pensions consultants either think or anticipate the government will address.
OpinionPoliticians should keep the faith in inertia
It was a particularly quiet party conference season for pensions, but a few whispers and hints were gleaned from the speeches made in Manchester and Brighton.
OpinionHow to address intergenerational unfairness in pensions
The evidence does suggest there is a growing level of intergenerational unfairness in pensions. Much of the focus on unfairness comes down to a comparison with the baby boomer generation, which for the first time ever have incomes (when adjusted for housing costs) in excess of the average working-age household, according to the Resolution Foundation.
OpinionThe battle for members’ pensions
From the blog: Battle lines are being drawn and two sides are developing on how past pension promises should be managed.