All Steve Webb articles – Page 11
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Opinion
Educating your members on the risk of freedom
Analysis: In the 1998 film Armageddon, while battling G-force in a shuttle around the moon, hero AJ Frost asks: “Is this supposed to be like this?”
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OpinionEditorial: Drum roll...
So there you have it. By the time you read this, swaths of people will have battered down their providers’ doors to get their mitts on their pension pots, to splash on posh cars and cruises. Or not.
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Opinion
Three graphs showing why a pensions dashboard matters
A survey by provider B&CE has shown most pension savers support the introduction of a 'pensions dashboard' and comes a day after the Financial Conduct Authority announced it would work with the government on developing such a platform.
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Opinion
Is Webb's cashing-in annuities plan a blessing or curse for savers?
Pensions minister Steve Webb recently called for retirees to be able to cash in or swap annuity providers in much the same way homeowners can currently switch their mortgage rate.
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Opinion
What a Labour government could mean for pensions
With fewer than 100 days to go to the election, it is shaping up to be probably the most interesting in living memory, unlike any we have seen before.
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Opinion
What Malcolm in the Middle says about our retirement prospects
We've been talking about it for nigh on a year now, but a report released by the National Association of Pension Funds today paints a detailed portrait of the decision-making paralysis facing many in the 50-70 age group at retirement.
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News
Webb backs mastertrusts to lead CDC vanguard
Pensions minister Steve Webb has signalled support for mastertrusts delivering a collective defined contribution option for members, at a Trades Union Congress conference on Wednesday – but at least one of the large mastertrusts has rejected the idea.
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Opinion
Webb: Why a soft launch is right for automatic transfers
It is sometimes claimed that all the necessary legislation to deliver a successful programme of auto-enrolment was passed by the previous government. Under this version of history, all the coalition had to do was sit and watch its success.
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News
How the staged, opt-in approach to PFM affects your scheme
The government’s plan for a staged, opt-in approach to pensions consolidation has divided the industry, with some calling the proposals pragmatic while others say they weaken a policy that may not survive the general election.
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Opinion
What could a Conservative government mean for pensions?
Today’s pensions landscape looks very different from five years ago. During that time, we have had a Budget that heralded the most significant pensions reforms for the past 30 years.
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News
Secondhand annuities could offer DB funds income, but pricing tricky
The pensions minister’s proposal to allow retirees to cash in annuities could suit defined benefit schemes eager to access the resultant long-term cash flows, but pricing “secondhand” annuities could be a sticking point.
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Opinion
Why relief doesn't come easy with pensions tax
Nobody understands it. It gives the greatest benefit to the wealthy. And it simply is not working as an incentive to get people saving into a pension. We are, of course, talking pensions tax relief.
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Opinion
Six hurdles for DB and DC schemes to get over in 2015
By now, you'll have waded through all manner of 2014 round-ups, but what lies ahead for the pension trustee or scheme manager is certainly more pressing.
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News
Webb defends 'revolutionary' CDC legacy against industry critics
Pensions minister Steve Webb told an industry event this week the “pendulum is going to swing back” from individual defined contribution pension provision, but delegates challenged the viability of risk-sharing schemes.
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Opinion
NAPF: Time to take stock
It has been an exciting and demanding year for pensions and we are only just out of summer.
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Opinion
What you need to know from the pension schemes bill second reading
This week the new pensions bill had a second reading in the House of Commons, the first opportunity for members of parliament to debate its main principles.
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Opinion
The break between state and private pensions is complete
Our pension system through the whole of the twentieth century was subject to real tensions between compulsory state pensions, private pensions and means-tested support for the elderly poor.
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Opinion
Webb: pension reform far from over
Thanks to auto-enrolment we are now seeing close to 4m people in the UK saving more or saving for the first time.
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Opinion
Checking the price tag: evaluating the charges obsession
Data analysis: The Budget reforms signal an age of greater plurality in retirement possibilities for members.
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News
Collective schemes to be enforced by valuation and reporting framework
Collective schemes – which pool members’ assets and risk – will have to comply with new valuation and reporting requirements, under initial proposals outlined yesterday in the Queen’s Speech.