All pension reform articles – Page 11
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News
BA allows AVC transfer to meet flexibility demand as schemes seek middle way
British Airways’ pension schemes have introduced a new additional voluntary contribution transfer option allowing members to take advantage of the greater retirement flexibility available after April.
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News
Why three in four say they will shun guidance guarantee
Only one in four over-55s intend to use the government’s free retirement guidance service, falling below one in 10 for women approaching retirement, in another sign of the challenge facing the system.
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Opinion
What a Labour government could mean for pensions
With fewer than 100 days to go to the election, it is shaping up to be probably the most interesting in living memory, unlike any we have seen before.
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News
NHS scheme sees positive response for overhauled comms
The NHS Pension Scheme has sought to turn around criticism from employers on its communications approach, with the launch of online statements for employees detailing their various entitlements.
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Opinion
Regulator: Scammers continue to evolve, we will too
As we highlighted in last summer's cross-government campaign, scheme members are being ripped off and face losing all or most of their savings as a result of scams that promise instant cash and high returns on investments.
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Opinion
Why annuities still play a crucial role in the post-Budget landscape
After the Budget, a number of commentators lined up to proclaim the changes would mean the end of the humble annuity – and there is no doubt annuities have had a bashing over the past few years.
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Opinion
What Malcolm in the Middle says about our retirement prospects
We've been talking about it for nigh on a year now, but a report released by the National Association of Pension Funds today paints a detailed portrait of the decision-making paralysis facing many in the 50-70 age group at retirement.
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News
How bankruptcy orders could drain savers' retirement pots
The April flexibilities could make the retirement savings of those in financial difficulty vulnerable to demands from creditors, with courts set to have their final say on whether a saver’s uncrystallised pot is open to a claim.
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News
Webb backs mastertrusts to lead CDC vanguard
Pensions minister Steve Webb has signalled support for mastertrusts delivering a collective defined contribution option for members, at a Trades Union Congress conference on Wednesday – but at least one of the large mastertrusts has rejected the idea.
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Opinion
How to battle pensions liberation in the new DC environment
Liberation scams are a growing tumour on the pensions industry, offering scheme members access to their money early at the cost of large swaths of their pension pot, or possibly the lot.
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Opinion
Five objectives and five risks for DC
Before the 2014 Budget, investment objectives for defined contribution schemes were relatively straightforward.
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News
West Midlands plans online growth after web traffic more than doubles
West Midlands Pension Fund plans to develop its online member portal after further growth in traffic and member engagement, as digital communication becomes a mainstay of the sector.
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Opinion
Why relief doesn't come easy with pensions tax
Nobody understands it. It gives the greatest benefit to the wealthy. And it simply is not working as an incentive to get people saving into a pension. We are, of course, talking pensions tax relief.
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Opinion
Six hurdles for DB and DC schemes to get over in 2015
By now, you'll have waded through all manner of 2014 round-ups, but what lies ahead for the pension trustee or scheme manager is certainly more pressing.
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News
Nest, M&S and Kingfisher in 2014's top post-Budget case studies
The chancellor's 2014 Budget in March sparked off a year of almost unprecedented change in pensions, seeing an immediate response from some employers on providing retirement flexibility.
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Opinion
When is halfway not halfway? Measuring the AE journey
We are in the middle of what appear to be momentous times in the UK's pension history.
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OpinionEditorial: The neverending story
How time flies. In print and on the iPad, Monday saw the 45th edition of the relaunched Pensions Expert, and the last of the year.
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NewsM&S weighs drawdown option for mastertrust members
Retailer Marks & Spencer is exploring offering drawdown to its defined contribution scheme members, as the industry readies itself for April's retirement flexibilities in a tough market for annuities.
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Opinion
Altmann: 2015 set to be another big year for pensions
After the stunning revolution in pensions during 2014, the implementation of many of the new freedoms and flexibilities will begin during 2015.
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News
TPAS: Wave of requests to hit schemes and administrators in April
The Pensions Advisory Service has warned that scheme trustees and administrators risk being overwhelmed in April by members eager to access their savings at the earliest opportunity, having waited a year for the pension freedoms to come into play.