All Opinion articles – Page 7
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OpinionThe pensions industry must re-think climate change scenarios
What’s keeping pension scheme CIOs awake at night? We’re currently recording a new series of the DCIF’s podcast, and we’ve posed this question to each CIO we’ve interviewed.
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OpinionSmall pots plan deserves some praise
When the Department for Work and Pension’s (DWP) consultation on how to solve the small pots problem closed, it was followed by criticism of the department’s solution.
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OpinionWhen two gaps collide: How the ‘trust gap’ affects the ‘ethnicity pensions gap’
The ethnicity pensions gap in 2023 is stark. On average, someone from a minority ethnic background in the UK will retire with less than half the savings in their pension pot as someone from a white British background.
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OpinionNet surpluses: A paradigm shift for DB pensions
With rising interest rates leading to significant improvements in defined benefit scheme funding over the last year, policymakers face profound choices about the future of the regulatory regime.
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OpinionPensions Expert webinar: How can DC schemes support savers?
We look at how DC plans and employers can support scheme members; the different options available and how they can be used in the most effective manner.
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OpinionDecumulation: people need help to make choices
The DWP's consultation on pension choices needs to be clearer on what duties it will introduce and how they might work.
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OpinionTime to get pumped about pensions
The week to get pumped for pensions is nearly here. Pensions Awareness week is an opportunity to get scheme members excited about their savings.
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OpinionIndustry voice: Govt must back DB schemes to benefit from investment capabilities
Everyone from the chancellor down has agreed that the overriding priority for pensions policy has to be the long term benefit and protection of pension savers. Pension schemes need to think long term.
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OpinionDon’t dismiss a review just because of falling CETV values
Lower defined benefit (DB) transfer values are no reason for members to stop reviewing their options before retirement, says Seb Sherburn, senior pension consultant at HUB Pension Consulting.
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OpinionTPR's Hill sets out how trustees can make useful climate scenario analysis decisions
The Pensions Regulator (TPR) has today published a blog post by Mark Hill, its climate and sustainability lead, outlining how trustees can improve the climate scenario analyses used by their schemes.
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OpinionAnnuities for the DC generation
Standard Life’s Claire Altman considers the future of annuities for the DC generation, arguing that in future savers will look for ‘blended’ solutions.
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OpinionTPR blog: Superfunds and protecting savers
Innovation around superfunds has the potential to improve savers' outcomes which is why TPR is working on a regulatory regime fit for purpose, writes Louise Davey.
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OpinionEquality and pensions: Why they matter
Pensions serve as a useful lens by which to assess the result of a culmination of life’s inequalities.
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OpinionRome wasn’t built in a day: Neither is a pension
Encouraging scheme members to contribute more into their pension means empowering them to understand the implications of that increase, argues Ashley Staples.
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OpinionDB CETVs: Spectre of mini budget and gilt crisis weighs on transfer requests
The three month period ending June 2023 was the third lowest quarter for transfer value activity, only beating two previous sector impacted by extraordinary market volatility - the second quarter of 2020 - the first pandemic lockdown - and the fourth quarter of 2022 after the 'mini-budget' fiasco, according to Barnett Waddingham.
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OpinionA woman's right to a decent pension
There is only so much the pensions industry can take on when it comes to society's wider problems, although encouraging more of us to save into a pension is a start writes Pensions Expert's editor Samantha Downes.
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OpinionLessons from down under: Could a clearing house solve the small pots issue?
The case for giving members more choice with their pensions is gathering pace in the UK, argues Richard Wilson.
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OpinionDeath tax: Another day, another back door charge?
If you are going to scrap a tax, scrap it, says Pensions Expert.
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OpinionDC pension schemes look to illiquid investments to increase retirement income prospects
As the pensions industry unpicks the Mansion House pension reforms, a look at what some of the planned changes may have in store.
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OpinionPensions Expert view: School's not out for summer
Pensions Expert’s new editor Samantha Downes shares her view on the industry this week.