All Opinion articles – Page 6
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OpinionHow freedom and choice reshaped retirement – and what we can do next
The concept of retirement and decumulation was fundamentally changed a decade ago, writes Kirsty Ross – and it’s time the pensions industry caught up.
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OpinionDB surplus release: Three key questions to drive better outcomes
The government’s plan to permit the extraction of surplus assets marks a pivotal moment for DB pensions but needs careful handling, writes Alex Beecraft of the Society of Pension Professionals.
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OpinionWhy member nominated trustees are as important as ever
In her valedictory column ahead of stepping down as co-chair of the Association of Member Nominated Trustees, Janice Turner looks forward to what lies ahead for those responsible for pension benefits.
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OpinionFinancial distress: When a trustee’s role steps up a gear
What happens when a pension scheme’s sponsoring employer becomes financially distressed? There are many options and elements to consider – and it’s not all about the Pension Protection Fund, says Vidett’s Kevin Dolan.
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OpinionPolicymakers should focus on pension beneficiaries to boost the UK economy
Fiona Reynolds and David Pinkus of the Coller Pensions Institute call for the government to refocus its pension reforms on ensuring the best outcomes for members.
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OpinionRecognising the role of annuities in the UK’s growth agenda
Hetty Ahern of the Association of British Insurers explores how the insurance sector can – and does – support the UK’s growth investment agenda.
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OpinionThe concerns of Gen Z and the changing landscape for retirement saving
Shantel Okello, a policy researcher at the Pensions Policy Institute, delves into the findings of a new report into the retirement savings challenges faced by young people.
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OpinionA decade of ‘freedom and choice’: Time to rethink advice provision
Glyn Bradley of the Institute and Faculty of Actuaries looks back on a decade of pension freedoms and ahead to how we can make the policy work better for members.
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OpinionPension transfers: A year of lessons and the road ahead
People’s Partnership CEO Patrick Heath-Lay addresses the substantial problems that the industry faces regarding pension transfers.
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OpinionMore work needed on PPF levy: Railpen
The planned reduction in the PPF levy is a welcome reform, but there’s still work to do, argues Railpen’s pensions policy manager Tim Miller.
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OpinionDecoding the pensions industry’s ‘alphabet soup’
The PLSA’s Zoe Alexander seeks to decipher some industry jargon and asks how pension professionals can make the retirement savings world clearer for consumers.
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OpinionKeeping up the fight against pension scams
With the Financial Conduct Authority consulting on changes to transfer rules, the Society of Pension Professionals’ David James looks at how to update the rulebook to better protect members from potential scams.
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OpinionPensions dashboards: Why schemes can’t afford to wait
The UK government’s path to establishing the UK pensions dashboard ecosystem has been long – with plenty of twists. But trustees who delay in getting ready for connection risk running out of road, writes Alex Lane of Eversheds Sutherland.
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OpinionCompeting agendas: Does the pensions industry need a rethink?
How can the pensions industry improve how it manages and avoids conflicts of interest? Darren Philp, co-host of the V-FM Podcast, scrutinises master trusts and professional trustees to pose some important questions.
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Opinion
The General Code, TPR, and the great data challenge
Vidett client director Simon Lewis explores the requirements and challenges for trustees seeking to improve their pension scheme data.
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OpinionHow salary exchange can improve women’s retirement outcomes
Susan Hope digs into the detail of Scottish Widows’ latest research into the gender pensions gap, and looks at ways to boost women’s pension savings.
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OpinionWhose money is it anyway? Avoiding a ‘smash and grab’ on DB schemes
Governments have always tended to put DB pension schemes in their sights when looking for more money, writes Janice Turner, co-chair of the Association of Member Nominated Trustees.
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OpinionHow to respond effectively to cybersecurity incidents
Stuart Leach of the Society of Pension Professionals urges schemes to have a robust cybersecurity plan as the number of attacks is set to increase.
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OpinionLessons from the first year of ‘superfunds’
What has commercial DB pension scheme consolidator Clara learned from a year looking after superfund members?
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OpinionPension scheme growth requires a flexible approach
Debbie Webb of the Institute and Faculty of Actuaries calls for a reasonable and considered approach to achieving scale, with the needs of members at the centre.