All Opinion articles – Page 58
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OpinionWhat benefit indexation should your scheme use?
How should your defined benefit scheme be indexing benefits? And do your scheme rules permit a change in indexation? Ruth Bamforth of Walker Morris examines the issues surrounding the different types of inflation.
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OpinionTougher mastertrust regulation is the cornerstone of secure DC provision
The Pensions Regulator’s Andrew Warwick-Thompson says why the Pension Schemes Bill will create a better defined contribution market.
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OpinionUnderstanding the transaction cost disclosure debate
Alison Bostock from professional trustee company PTL looks at the issue of transparency around transaction costs.
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Opinion
Is good pensions practice drowning in policy consultations?
From the blog: The run up to Christmas saw a flurry of political activity to cap off what has been an exhausting year, with two separate Department for Work and Pensions consultation launches complemented by the Work and Pensions Select Committee’s report on defined benefit.
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Opinion
What's the outlook for DC in 2017?
Defined contribution adequacy and stagnant investments were key concerns for trustees in 2016, so what do experts think the new year has in store for DC?
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OpinionA clearer picture of AE default funds
Nest’s Paul Budgen reveals what the government-backed mastertrust is doing to assess default fund quality across the sector.
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OpinionShould the DWP cap early exit charges in occupational schemes?
Ian Neale from Aries Insight explains why new exit charge cap regulations could backfire.
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OpinionWhen investment advice goes bad
From the blog: Stories of lost nest eggs and hardship facing investors in tax schemes under investigation by HMRC are never far from the news.
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OpinionWhat’s left to do on GMP equalisation?
Spence & Partners’ Catrina Browne explains what schemes can do now to make guaranteed minimum pension equalisation easier further down the line.
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Opinion
Shout above the crowd
From the blog: The last print issue of Pensions Expert for the year went out on Monday, so as we cool our heels and begin winding down for Christmas I am left wondering what we as an industry will be talking about next year.
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Opinion
Key takeaways from the finance bill 2017
Eversheds’ Tom Meyrick takes a closer look at the finance bill and what it means for pensions.
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OpinionSmart beta: What it can do for DC, and how the sector needs to change
Five experts discuss the current state of the smart beta market, what schemes should consider when investing, and what role smart beta can play in the defined contribution space.
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OpinionWhat we can expect from the pension scams consultation
The government’s consultation on pensions fraud is a positive step but more could be done, says Royal London’s Fiona Tait.
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OpinionWhy we need a minimum income for drawdown
The Pensions Management Institute’s Tim Middleton argues in favour of reintroducing a minimum income requirement for flexi-access drawdown.
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OpinionPost-truths about 2016
Editorial: The year that is coming to an end might be remembered in the pensions industry as one of referendums and defined benefit battles.
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OpinionData crunch: Who advises the DC scheme community?
SpenceJohnson’s Magnus Spence looks at how the advisory market is developing and explains why second-tier firms are gaining ground with defined contribution schemes.
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OpinionIndependent governance committees – what lies ahead for 2017?
Dianne Day from Independent Trustee Services takes a closer look at independent governance committees.
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OpinionQROPS: Between expat need and tax loophole
Analysis: Moving to live or work abroad is not, for most people, logistically straightforward, and planning ahead is key to ensure a smooth transition, particularly when considering long-term financial requirements, including pensions.
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OpinionThere is no one-size-fits-all for comparing fid man performance
Assessing fiduciary manager performance is complex but not impossible, says Xerox HR Services’ Jacob Rubin.
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OpinionHow to protect yourself from complaints and litigation
From the blog: Pensions and their governance framework are becoming increasingly complex while, at the same time, the role of scheme trustees is coming under extra scrutiny.