All Opinion articles – Page 54
-
OpinionAre we wrong to view Lisas as a pensions issue?
Ian Neale from Aries Insight says what the Lisa could mean for pensions.
-
OpinionWill the slashing of fees exacerbate the advice gap?
Technology is a wonderful thing, but it is not something that has been applied with any great skill or diligence in the pensions arena.
-
OpinionRaising debt to fund pensions - what to bear in mind
From the blog: FTSE engineering company GKN might consider issuing bonds of up to £250m in order to help finance its UK pension deficit, it has recently been reported in the Times.
-
OpinionConsidering the future of the defined benefit sector
The pensions minister invites you to submit your views on the defined benefit green paper, and gives his support to the idea of scheme consolidation.
-
OpinionWhat a hard Brexit would mean for pensions
Ruth Bamforth from Walker Morris analyses the effect the great repeal bill could have on pension schemes.
-
OpinionThe risks of poor data governance
From the blog: Just when personal pension scheme administrators thought they understood and could confidently respond to the Financial Conduct Authority’s reporting requirements on members’ use of pension freedoms, the goalposts have been moved again.
-
Opinion
Industry reaps rewards of apprenticeship programmes, but challenges remain
Any other business: Apprenticeships are on the rise in the pensions industry, and while they appeal to an increasing number of people as a debt-free alternative to university, the apprenticeship levy and the prospect of jumping straight into a full-time job are still hurdles to be overcome.
-
Opinion
What have we learnt from auto-enrolment so far?
Auto-enrolment means more people save but at low levels, making engagement and communication vital, argues Legal & General Investment Management’s Emma Douglas.
-
OpinionPLSA: What we want to see in the AE review
The government’s review of auto-enrolment should look at widening the scope of the policy, says the Pensions and Lifetime Savings Association’s Tim Gosling.
-
OpinionHow much delegation is right for your scheme?
Would your trustee board benefit from more delegation? Dinesh Visavadia from Independent Trustee Services takes a look at fiduciary management and delegated consulting.
-
OpinionThe dashboard is coming
From the blog: In the final month of work on the pensions dashboard prototype, where all parties involved in the project align their areas of input, we begin the tests and demonstrations with various stakeholders, including government ministers.
-
OpinionDawn of the dashboards?
Editorial: The pensions dashboard will, it is hoped, change the way people look at their pension in more than the literal sense.
-
OpinionHow schemes can use credit in uncertain times
How should pension fund investors use credit? Where can the best opportunities be found, how liquid is the asset class, and how important is it to have the right manager? Five specialists discuss the pros and cons of credit assets in a rapidly changing world.
-
OpinionTransparency is not just about cost
Cost is important, but transparency can also give investors a better grip on risk, says Redington’s Dan Mikulskis.
-
OpinionForget about robos and chatbots – a bigger tech wave is breaking
The pensions dashboard is just the tip of the iceberg when it comes to how customers access their data, argues Ben Cocks from Altus Business Systems.
-
Opinion
Does credit investment all come down to manager selection?
What made a successful credit investor over the past year? Does bottom-up analysis still matter in world shaped by macro events? Bestrustees’ Bob Hymas, PGIM’s Jonathan Butler, PTL’s Richard Butcher, Redington’s Greg Fedorenko and Willis Towers Watson’s Chris Redmond share their views in the final part of our fixed income roundtable.
-
OpinionHard times? Brexit and your scheme
From the blog: The implications of Brexit are likely to affect almost every facet of the wider economy.
-
OpinionA PPF levy for schemes without a substantive sponsor
The PPF’s David Taylor explains the proposed new levy for schemes without a sponsor, and reveals that further stakeholder input will be sought.
-
OpinionA straitjacket for overseas transfers
From the blog: Gone are the days of UK scheme members moving to sunnier climes and transferring pension benefits to wherever in the world best suited.
-
OpinionOpenness is the key to creating better solutions
Redington’s Dan Mikulskis on competition in the consultant market and why open debate is necessary for continued success.