All Opinion articles – Page 48
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Opinion
Cunningham: Next government must boost transparency
In the first of a series of interviews with political candidates representing their parties on pensions issues, we hear from Alex Cunningham, Labour MP for Stockton North.
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OpinionComplexity is rife - and no one is benefiting
From the blog: Asset owners are struggling to balance the growing complexity with the governance needed to oversee their assets effectively.
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OpinionHow has DB changed in 20 years?
From the blog: April 2017 saw the 20 anniversary of the introduction of scheme actuaries. I don't expect there were many parties in celebration, but it made me think about how scheme actuaries, and defined benefit pensions, have changed over 20 years and what might happen next.
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OpinionDoes private equity offer schemes good value?
Take a quick look at historical private equity performance. The difference in the internal rate of return varies between top and lower quartile private equity funds by as much as 10 per cent to 15 per cent.
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Opinion
Letter to the editor
I want to correct a number of inaccuracies and misconceptions in David Brooks' online article last week.
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OpinionHow to ensure your consultants are not conflicted
Trustees are required to seek specialist advice when running their scheme and in doing so, conflicts of interest are likely to arise.
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OpinionIs the 'gilts plus' model broken?
The best way to calculate scheme liabilities has been the topic of much debate since defined benefit deficits have started making the headlines. So is the gilts plus model appropriate? Six experts, including from the Pensions Regulator, come together to discuss the merits of different valuation methods.
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Opinion
The mother of all wash-ups
From the blog: Perhaps it would have been helpful of Theresa May and her cabinet to give a little more thought to the progress of current legislation before taking the country to the polls.
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OpinionPassive investors can still be active owners
Excessive corporate pay, misaligned incentives and a lack of progress on climate change are just a few of the issues highlighted so far this year at corporate annual general meetings.
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OpinionFCA regulation of pensions: What does the year ahead have in store?
We have just published our Mission and Business Plan for 2017-18. Our mission provides the framework for the strategic decisions we make, the reasoning behind our work and the way we choose the tools to do it.
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OpinionHow to address intergenerational unfairness in pensions
The evidence does suggest there is a growing level of intergenerational unfairness in pensions. Much of the focus on unfairness comes down to a comparison with the baby boomer generation, which for the first time ever have incomes (when adjusted for housing costs) in excess of the average working-age household, according to the Resolution Foundation.
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OpinionE, S or G: Which should schemes prioritise?
While there has been significant and increasing interest in environmental, social and governance issues among pension funds, there has not broadly been a corresponding increase in the nuance of integrating these factors in building and managing portfolios.
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OpinionPension schemes need to rethink portfolio construction
From the blog: Traditionally, for pension funds to provide a secure income in retirement, investments were viewed through an asset class lens.
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Opinion
Mastertrusts have the next milestone in sight
Mastertrusts are on their way to becoming a dominant force in the UK pensions system, having woven themselves into the fabric of workplace defined contribution provision.
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OpinionWhy shareholder engagement should be on your scheme's agenda
Having the appropriate information to be able to conduct a thorough risk-reward analysis is a necessary prerequisite for any investor to make well informed investment decisions.
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OpinionNot the end of the world
Editorial: It is never nice to see more money leave your wallet than comes in.
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Opinion
How should trustees and employers negotiate valuations?
Should trustees and scheme sponsors discuss valuation methodology or are there bigger concerns? Paul McGlone from Aon Hewitt, David Weeks from the Association of Member Nominated Trustees, Jonathan Reynolds from Capital Cranfield Trustees, Leslie Scrine from the M&G Group Pension Scheme, Andrew Cheeseman from Pan Trustees and Andrew Young from the Pensions Regulator talk about their experience on both sides.
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OpinionHelping employers offer apprenticeships
Apprenticeships continue to be high on the government’s agenda, and the Pensions Management Institute is also always striving to help raise standards within workplace pensions.
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Opinion
What alternative valuation methods can schemes use?
What options do schemes have apart from ‘gilts plus’ to find out how well funded they are? Paul McGlone from Aon Hewitt, David Weeks from the Association of Member Nominated Trustees, Jonathan Reynolds from Capital Cranfield Trustees, Leslie Scrine from the M&G Group Pension Scheme, Andrew Cheeseman from Pan Trustees and Andrew Young from the Pensions Regulator discuss scheme valuation methods.
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OpinionHow have the freedoms changed pensions administration?
We are now two years into freedom and choice in pensions, and it is clear from the frontline of pensions administration that members of defined benefit schemes have taken a great deal of interest in the new flexibilities.