All Opinion articles – Page 46
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OpinionPLSA: Fund managers should disclose pay policies
Charges and fees can be reduced through better governance, says the Pensions and Lifetime Savings Association’s Luke Hildyard, and proposes remedies.
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OpinionReady for the next 20 years?
Pensions Expert 20th Anniversary: The future of pensions has never been less certain than it is today.
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OpinionWhat happened to the pension technology revolution?
Pensions Expert 20th Anniversary: Improvements in pensions infrastructure will allow services we cannot even imagine at present, says Ben Cocks from Altus Business Systems.
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OpinionWe can make pensions both affordable and adequate
Pensions Expert 20th Anniversary: Governments need to strike a balance between affordability and adequacy if they are to avoid problems in the future, says the International Longevity Centre’s Brian Beach.
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Opinion
Are the days of the lay trustee numbered?
Pensions Expert 20th Anniversary: For all that is made of the asymmetry of knowledge in the trust-based pension system, anecdotes abound of times when lay trustees have proved their worth.
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OpinionBillions to go backwards – now how do we move forwards?
Pensions Expert 20th Anniversary: The Association of Consulting Actuaries’ Bob Scott looks at how the past 20 years have transformed pensions and what the future might have in store.
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Opinion
Bin or bring in – which laws are needed and which have to go?
Pensions Expert 20th Anniversary: We asked five experts to nominate one law or regulation they would scrap, and another they would introduce. This is what they said.
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OpinionESG investment is here to stay
Pensions Expert 20th Anniversary: Environmental, social and governance investing is much more than a fad, says the Pensions and Lifetime Savings Association’s Luke Hildyard.
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Opinion
Why information is key – and government needs to plan for GenX
Pensions Expert 20th Anniversary: Two former editors look back at their tenure and reveal what they think the future will hold for pensions, members and the industry.
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OpinionA spotlight on employer restructuring
Malcolm Weir of the Pension Protection Fund explains the lifeboat’s priorities when assessing a corporate restructuring that involves changes to pension promises.
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OpinionSidecars could hold key to short-term savings problem
The pensions industry must help people prepare for short-term income shocks and improve overall financial health, argues Nest Insight’s Will Sandbrook.
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OpinionWhat to look out for with sectionalisation
There are a number of reasons trustees and employers may want to sectionalise their schemes, but it is not always plain sailing, according to Laura McLaughlin and Thibault Jeakings at law firm CMS.
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OpinionIn need of repair
Editorial: News that the Work and Pensions Committee will scrutinise the effects of the pension freedoms cannot have surprised many.
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OpinionNew rules on profit-shifting could affect pensions
As demands for companies to be more tax transparent have built momentum, international reforms are being formulated that could impact tax strategies and dramatically change sponsor covenant.
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OpinionWhy ‘Alexa’ could help solve the pensions crisis
The power of artificial intelligence should be harnessed to increase pension saving levels, Robert Gardner from consultancy Redington argues.
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Opinion
Patient capital consultation met with industry scepticism
The government closes its consultation on financing growth in innovative firms this week as it looks to increase scheme investment in ‘patient capital’, but concerns persist over the suitability of this asset class for pension schemes.
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OpinionWill streamlined advice help close the advice gap?
Streamlined advice could be a more affordable alternative to full advice, supporting retirement planning and engaging younger people, argues Aegon’s Steven Cameron.
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OpinionSeparation of services could shake up fiduciary management
Chris Parrott of the Pensions Management Institute and Heathrow Airport Holdings says concerns remain over the appointment and monitoring of fiduciary management, and examines the impact of potential policy changes on the sector.
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Opinion
DC Debate Q3: From platforms to post-freedom changes
In the second part of this quarter’s DC Debate, six experts discuss in-scheme drawdown, platforms, and the pros and cons of running a bundled or unbundled scheme.
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OpinionData crunch: Net flows highlight a European derisking trend
European investors are continuing to derisk, says Magnus Spence from research company Spence Johnson.