All Opinion articles – Page 44
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OpinionData Crunch: Retail and institutional – two very different investment worlds
Institutional and retail investment are still worlds apart, explains Magnus Spence from research company Broadridge.
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OpinionCan we afford for members not to be engaged?
From the blog: Steve Webb recently argued that changing how people make choices is the “one thing” that has reversed the fall in membership of workplace pensions.
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OpinionA cold call ban is not the most effective scams measure
Ian Neale from policy specialists Aries Insight takes a closer look at the government’s proposals on banning pension cold calls.
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OpinionWhere is the pensions ice bucket challenge?
An increase in auto-enrolment contribution rates needs to be accompanied and aided by renewed efforts at member engagement using viral media tactics, says Aon Employee Benefits’ Debbie Falvey.
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OpinionTwo ways to help secure member outcomes
Redington’s Robert Gardner explains why investment governance can be crucial for member outcomes.
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OpinionAn age-old problem
Editorial: There is currently an advert on some trains that promotes a privacy filter for computer screens. Unfortunately such devices are yet to be invented for phones.
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OpinionEmployers must review pensions and rewards
Lady Barbara Judge says companies must understand the importance of pensions if they are to attract and retain talent.
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OpinionOvercoming behavioural biases in retirement saving
Applying behavioural interventions in a simple and personalised manner could generate more optimal savings decisions, says Columbia Threadneedle’s Chris Wagstaff.
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OpinionThe chair’s statement is not just a tick-box exercise
The Pensions Regulator’s new guide addresses common problems in DC chair’s statements, the regulator’s Fiona Frobisher says.
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OpinionWhen bigger is better
Editorial: When it comes to ensuring value for defined contribution members, bigger may often be better.
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OpinionMaster trust consolidation – at what cost?
Regulators should be wary of an overzealous insistence on consolidation to a specific number of mastertrusts, and must focus instead of clearly defined standards of governance, writes Colin Richardson from professional trustee company PTL.
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OpinionHow to offer real freedom and choice
Nest’s Gavin Perera-Betts explains the need for pre-set retirement options to help savers.
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OpinionDB white paper must refocus system on providing benefits
Redington’s Dan Mikulskis lays out his wishlist for the upcoming defined benefit white paper, including increased powers for the Pensions Regulator and a rethink of regulated apportionment arrangements.
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OpinionRecovering from a data breach
Oliver Topping at Sackers explains how schemes should react in the event of a data breach.
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OpinionCounting the pension cost
From the blog: Many investors, like most people, do not really understand pensions. While there is now a lot of pension information in financial statements, unless you happen to be sitting next to an actuary it can be a bit of a blur.
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OpinionWhen mentoring matters
Any Other Business: Mentoring is fast becoming a must-have in any HR toolbox, but care is needed to avoid leaving mentee and mentor disappointed.
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OpinionData Crunch: An unhelpful binary
Magnus Spence looks at how the industry needs to reconsider the distinction between active and passive
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OpinionIt's time to put our faith in experts
From the blog: The transfer market has been frantic with activity since the introduction of pension freedoms in 2015. Around £50bn has been cashed out of company pension schemes over the past two years, according to Mercer.
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OpinionWhat charities can do to address DB affordability
When it comes to addressing the affordability of charity defined benefit pension funds, Ruth Bamforth at Walker Morris recommends a proactive and open approach.
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OpinionThe day that rocked the world
From the blog: Thirty years ago, October 19 1987 became known as Black Monday as global stock markets crashed. Black Monday remains the biggest one-day fall, of 22.6 per cent, in the US Dow Jones Index.