All Opinion articles – Page 42
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OpinionHow shareholder activism is driving better corporate governance
Investors in equities get not just returns, but a valuable vote that can influence the behaviour of the world’s largest companies for the better, writes Royal London Asset Management’s Ashley Hamilton Claxton.
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OpinionHas the interest rate hike affected annuities?
From the blog: Planning for retirement is as important now as it has ever been. With the ageing workforce, interest rate hikes and the changing pension landscape, there are a lot of external factors weighing down on the retirement saving plans of savers.
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OpinionCareful documentation is key to successful admin changeovers
Careful documentation and honesty are crucial in carrying out a successful pensions administration transition, says Kathy Turpin at Law Debenture Pension Trustees.
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OpinionMusical chairs
Editorial: Protest, disappointment and even anger met the news that David Gauke, the politician with Treasury experience, has been moved from his post as work and pensions secretary in Theresa May’s latest Cabinet reshuffle. He was replaced by Esther McVey, the department’s 14th secretary of state in 20 years.
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Opinion
Uncharted waters: What lies ahead for LGPS pools?
When former chancellor George Osborne made clear the government’s intention to create six British wealth funds, the prospect of pooling made quite a splash.
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OpinionData Crunch: Why DC market measures are so confusing
Magnus Spence from research specialists Spence Johnson gives an update on the estimated size of the workplace defined contribution scheme market.
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Opinion
IORP II marks an underwhelming farewell from the EU
The EU’s new directive on pension funds will see schemes producing benefit statements on a yearly basis, while risk-management standards will be dragged up and borders broken down, but the overall impact will be limited.
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OpinionSchemes can reap benefits of staying in touch with retired members
Any other business: From crosswords to competitions, there are a variety of ways in which trustees can jazz up their newsletters to retired members, but how much communication with the pensioner population is actually necessary?
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OpinionDB disputes: Solutions must be cost-efficient
From the blog: A number of important court cases involving defined benefit schemes are expected to be handed down in 2018.
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OpinionHow to ensure your MNT selection process is right for your scheme
There is no one-size-fits-all approach to selecting member-nominated trustees, says Ruth Bamforth at Walker Morris.
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OpinionIt is time to introduce a flat rate of tax relief
Imagine shopping in the January sales, where items are discounted but you are not told which ones or by how much. Would you not buy more if you could see the discounts from which you were benefitting?
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OpinionAn MoU can ensure effective covenant monitoring
Aon Hewitt’s Aidan O’Mahony explains how a memorandum of understanding agreement can lead to more effective covenant monitoring.
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OpinionReasons to be cheerful: What to expect from markets in 2018
The ‘Goldilocks’ environment may be disappearing in US and European markets, says Schroders’ Keith Wade, but a strong picture for global growth means 2018 still looks a promising year for pension assets.
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Opinion
Cost disclosure framework must help schemes judge value
The Institutional Disclosure Working Group’s forthcoming framework for assessing investment costs will provide a vital boost to transparency, writes PTL’s Donny Hay, but trustees need help measuring value if a race to the bottom is to be avoided.
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OpinionIs it time for another regulatory overhaul?
The transfer advice given to some British Steel Pension Scheme members was the most serious regulatory failure for nearly 30 years, says Tim Middleton from the Pensions Management Institute.
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OpinionHow negative cash flow will shape DB investments
From the blog: If there is one thing UK defined benefit schemes are not paying enough attention to, it’s cash flow. As many funds face the prospect of payments to retirees exceeding contribution income, this creates significant implications for investment strategies.
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OpinionSchemes need not fear dashboard compulsion
The dashboard has received a recent boost, with responsibility for the project transferring to the Department for Work and Pensions and the pensions minister stating his enthusiastic commitment.
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OpinionDashboard: Timing, compulsion and engagement are crucial
From the blog: People have, on average, 11 different pension pots over the course of their lifetime, making it a near-impossible task to keep track of them.
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OpinionThe death of DB is yet to be felt
The full impact of the decline of defined benefit schemes will hit many people hard, warns the Society of Pension Professionals’ Hugh Nolan.
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OpinionAE review should silence doom-mongers
Standard Life’s Jamie Jenkins, a chair of the external advisory group of the automatic enrolment review 2017, says its package of proposed reforms will make meaningful changes to the savings landscape, while allowing time to monitor the success of contribution uplifts.