All Opinion articles – Page 40
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OpinionHow demand for multi-asset strategies is changing
Diversified growth funds have been a popular investment choice in the past years; Magnus Spence from market research company Spence Johnson looks at the challenges these products might encounter.
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OpinionLearning the lessons of Carillion
We shouldn’t make the mistake of thinking that the collapse of outsourcer Carillion was down to its pension obligations, but the debacle does serve as a reminder of the tough decisions faced by trustees, argues Dalriada’s Jo Harris.
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OpinionHow can employers, providers and trustees work together to ensure good governance?
Rosemary Lemon from Hays, Caroline Roberts from Visit Britain, Nasir Rafiq from Islamic Relief Worldwide, Mark Rowlands from Nest, Ami Bartrip from the Financial Times, Jason Green from Finance & Technology Research Centre and, Andy Cheseldine from Capital Cranfield, discuss the importance of governance in delivering good member outcomes.
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OpinionHow to oversee a fiduciary manager for your scheme
Rachel Croft at Independent Trustee Services discusses the key steps for trustees to take when it comes to effectively overseeing a fiduciary manager.
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OpinionPutting a value on your future
Helen Dowsey from master trust Nest looks at whether and how value for members can be defined and measured.
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Opinion
Trustees must delve deeper to provide value for members
The future retirement wealth of millennials hinges on how well trustees can identify value for members, so are there key areas where it can be found?
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OpinionWhat the EU’s money laundering directive means for schemes
From the blog: New money laundering regulations came into force in June 2017, implementing the EU’s Fourth Money Laundering Directive and replacing the Money Laundering Regulations 2007.
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OpinionAvoid rear-view mirror driving
From the blog: A lot of schemes use funding level triggers as part of a derisking journey. Once a certain funding level is met then you derisk by disinvesting from growth assets to add to the matching assets. This reduces the level of risk of the investment strategy but also reduces the expected returns.
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OpinionESG is a growth strategy
Editorial: Applying environmental, social and governance factors to investment is no longer the obscure practice of a handful of believers.
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OpinionFinancial and social returns can be easy bedfellows – if the will is there
Nico Aspinall, chief investment officer at the People’s Pension, discusses the obstacles to social investment in DC, and explains how they can be overcome.
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OpinionCost disclosure is only valuable if you know how to use it
Cost disclosure will give the industry the injection of transparency it has needed for years – but what to do with the new data? John Simmonds of CEM Benchmarking outlines a strategy for making sense of costs.
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OpinionIs this the first step towards a single regulator?
The engagement between the Financial Conduct Authority and the Pensions Regulator should be welcomed, says Robert Branagh from the Pensions Management Institute.
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Opinion
Making retirement personal
Master trust Nest explains why a strong default option is crucial.
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OpinionThe pensions industry risks betraying Generation X
Pensions policy has the unenviable task of providing for the needs of current retirees without unfairly burdening younger generations. Luckily, solutions do exist, writes Colin Wilson of the Institute and Faculty of Actuaries.
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OpinionIs it too late for CDC?
Collective defined contribution schemes would improve outcomes, but huge obstacles are in the way, says Hugh Nolan from the Society of Pension Professionals.
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Opinion
Pensions industry still behind on gender pay gap
Analysis: The pensions industry is slowly publishing its gender pay gap data, and it does not make for pleasant reading.
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OpinionThink long-term when refreshing your scheme’s admin strategy
An administration strategy should look at the long and short-term objectives of the scheme, and without a strategy, schemes are in danger of never achieving any data improvement goals, says Trafalgar House’s Garry Wake.
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OpinionEngagement and divestment are not mutually exclusive
Jeanne Martin from ShareAction gives an update on the progress of climate-related investor initiatives, and argues that divestment and engagement should be seen as complementary tools in the ESG toolbox.
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OpinionTo improve admin we need solutions, not resolutions
When high-profile cases expose bad practice, we wonder how on earth it has been allowed to happen and, rightly, we resolve to improve it.
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OpinionInvestment transitions: How to ensure a smooth changeover
P-Solve’s Matthew Simms explains how to ensure the right balance between speed and managing costs and risk during investment transitions.