All Opinion articles – Page 40
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OpinionIt's time to put our faith in experts
From the blog: The transfer market has been frantic with activity since the introduction of pension freedoms in 2015. Around £50bn has been cashed out of company pension schemes over the past two years, according to Mercer.
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OpinionData Crunch: An unhelpful binary
Everyone knows that passive investment is growing, but what do we mean by passive? The story is in some places more nuanced than it first appears.
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OpinionHow the retirement income market is evolving
Deciding how to use pension savings is one of the most important financial decisions people will make in their life. The pension freedoms fundamentally changed the ways in which people access their savings.
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OpinionThe day that rocked the world
From the blog: Thirty years ago, October 19 1987 became known as Black Monday as global stock markets crashed. Black Monday remains the biggest one-day fall, of 22.6 per cent, in the US Dow Jones Index.
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OpinionWhat charities can do to address DB affordability
Where possible, charities have taken the obvious steps to address their defined benefit pension fund issues, such as closing their schemes to future accrual.
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OpinionAre we making enough progress on transparency?
Transparency has become a buzzword in the industry, but we don’t always mean the same thing when we talk about it.
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OpinionShould schemes be concerned about the Chinese debt bubble?
China’s $10tn (£7.6tn) bond market is already the second-largest in the world and spans central and local government bonds, central bank paper and bonds issued by China’s development banks, and a richly diversified and rapidly evolving corporate bond market.
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OpinionRate rises are not the solution for DB woes
From the blog: After its meeting on September 14, the Monetary Policy Committee issued its strongest guidance yet that it expects to raise interest rates from their historic 10-year low.
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OpinionIs the CDC era about to begin?
One of the more interesting developments at this year’s political conferences was Labour’s conversion to the cause of collective defined contribution schemes.
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Opinion
Do we really need members to be engaged?
For most of the past half century, membership of workplace pensions in the private sector has been in steady decline.
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Opinion
When money meets religion: Sharia compliant pensions in the UK
Islamic finance is a fascinating and challenging domain. The industry’s assets were valued at $2tn (£1.5tn) globally at the end of 2016, according to S&P Global Ratings.
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OpinionA busy pensions agenda
Editorial: News that the pensions dashboard will be taken forward by the Department for Work and Pensions has been welcomed by the pensions industry.
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OpinionPoliticians should keep the faith in inertia
It was a particularly quiet party conference season for pensions, but a few whispers and hints were gleaned from the speeches made in Manchester and Brighton.
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OpinionWe need to narrow the pensions gap
A shameful difference in pension entitlements between men and women was highlighted in our recent survey on fairness in pensions.
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OpinionShould your DC scheme move to a mastertrust?
It is no secret that mastertrusts have been steadily increasing in popularity over the past few years, but are they the right solution for your scheme?
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Opinion
Are pensions what the self-employed need?
Ben Jennings is not saving into a pension, and neither are his peers. The cartoonist and illustrator, whose work appears in this publication and The Guardian among others, says he and and other self-employed 20-somethings are too busy trying to pay their rent.
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OpinionDash for delivery
Editorial: The industry is in agreement that for the pensions dashboard to work, schemes need to be forced to provide their data.
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OpinionWhat are the current challenges in infrastructure investing?
As a long-term investor, there is a lot to like about infrastructure. It has many qualities that make it a great addition to a pension scheme portfolio.
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OpinionPrivate equity: Success brings new challenges
From the blog: Last year, European private equity fundraising reached €74bn (£66bn), the highest level since 2008.
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OpinionEthical investing: All talk and no action?
From the blog: Ethical investing has come to the fore in recent years as more people say they want to align their investments with their moral values, but there are still some obstacles on the way there.