All Opinion articles – Page 36
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OpinionThink long-term when refreshing your scheme’s admin strategy
The word ‘strategy’ is most commonly associated with investment or derisking; rarely is any consideration given to a scheme’s administration strategy.
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OpinionEngagement and divestment are not mutually exclusive
The role and responsibility of fiduciary investors in accelerating low-carbon global prosperity has recently entered the public debate in a big way.
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OpinionInvestment transitions: How to ensure a smooth changeover
While an investment transition can seem like a simple exercise of moving an investment from A to B, there are complications that mean careful planning and experience is necessary to ensure the whole process is as efficient as it can be.
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OpinionTo improve admin we need solutions, not resolutions
When high-profile cases expose bad practice, we wonder how on earth it has been allowed to happen and, rightly, we resolve to improve it.
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OpinionField goes in all guns blazing
Editorial: The MPs' pension scheme can rest easy, it does not look like they will have to pay out to Frank Field any time soon.
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OpinionWhat does value for money in a DC default look like?
Choosing a DC default strategy from the current crop of providers can be a daunting task, with serious consequences for getting it wrong.
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OpinionDo life events hold the key to pension engagement?
Imagine you have just bought a house. It is an event that makes us all think about our finances.
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OpinionCampaign for greater transparency is critical to proper governance
From January 3, asset managers have been required to provide details of transaction costs when requested to do so by trustees or independent governance committees.
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OpinionSmart beta: Understand the impact on your wider portfolio
In recent years, smart beta or factor investing has gained considerable traction with pension funds seeking to earn higher risk-adjusted returns from their investments through cheaper and simpler approaches than active stock picking.
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OpinionFire, fury and GDPR
From the blog: Hell hath no fury like a lawyer or auditor scorned. The General Data Protection Regulation has unfortunately put the pensions industry in that dangerous position where we have to run a gauntlet, deciding how seriously to take the dire warnings of these two professional communities.
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Opinion
PPF: We are ready for whatever comes our way
The Pension Protection Fund has grown at a rapid rate over the past few years. We have developed into what is the equivalent of one of the largest pension funds in the UK, with close to £30bn in assets under management – and we expect this to keep increasing.
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Opinion
How can being transgender affect your workplace pension?
Analysis: The Department for Work and Pensions has updated its guidance on the effect of acquired gender recognition on pension benefits.
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OpinionIndustries in turmoil
Editorial: The Carillion debacle is still unfolding and could yet reverberate across the professional services industry, while concerns mount over other outsourcing giants.
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OpinionWe can do better on financial education
For many years, pension professionals have been trying to educate savers.
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OpinionSelf-sufficiency is not a permanent solution
What is self-sufficiency? It is certainly not a position of nil risk, as some assume, as that would mean passing the risk to someone else.
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OpinionResponsible investing should be a fiduciary duty
Common arguments against responsible investing need breaking down, and breaking down now.
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Opinion
Breaking the habit: Can life events make people more engaged with pensions?
Would you be interested in reading about your pension if you had just started a new job? What if you had just got married – or divorced?
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OpinionKeep things simple when communicating costs and charges
The Financial Conduct Authority’s new rules around the disclosure of transaction costs was largely welcomed by the pensions industry. Transparency makes sense. The question is, how do we communicate this information to members in a way they will understand?
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OpinionCold call from a pensioner
Editorial: An elderly gentleman called me a few days ago at work. He was looking for someone who could help him access his pension pot.
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OpinionIs an employer-sponsored financial adviser right for your members?
With the introduction of pension freedoms and the rise in popularity of defined benefit transfers, the demand for expert financial planning has gone through the roof.