All Opinion articles – Page 33
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OpinionData are key to deliver on LGPS pooling
From the blog: With the April deadline for the individual local authority schemes in England and Wales to begin the process of pooling just gone, the new entities have their work cut out to establish a common framework and consolidate the assets of the constituent schemes.
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OpinionHow would extending the remit of IGCs to cover SRI boost outcomes?
The father of journalist and broadcaster Victoria Derbyshire taught her that when she made contributions to a pension, she was not saving but “spending” on her retirement.
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OpinionExpect as few as 15 mastertrusts within five years
The consensus in the pensions industry is that the mastertrust market is about to start shrinking – how quickly and to what extent is open to debate, but in the long run this can only be good for members.
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OpinionWorking for the future of savers and pensions
Pensions Expert readers know, better than most, just how complex pensions policy can be and just how much change there has been over the past five years.
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Opinion
Roundtable: How can schemes prepare for uncertainty in fixed income?
What does the end of an unprecedented era of quantitative easing have in store for interest rates, and how should increasingly mature defined benefit schemes adapt? PGIM’s Edward Farley, Barnett Waddingham’s Sophia Heathcoat, MJ Hudson Allenbridge’s Anthony Fletcher, Independent Trustee Services’ Dinesh Visavadia, Bestrustees’ Graham Wardle and independent trustee Alexandra Martinez discuss.
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OpinionInaction on retirement defaults puts members at risk
From the blog: When discussing retirement pathways, the industry needs to ask itself two key questions: what is the goal of auto-enrolment, and what does success look like?
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OpinionScrap the cap? PPF rules challenged at CJEU
It will be interesting to see if the Pension Protection Fund compensation cap survives the impending Court of Justice of the European Union's decision in the case of Grenville Hampshire v The Board of the Pension Protection Fund.
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OpinionDDAs will require scrutiny to ensure security of benefits is not affected
From April 6 2018, a new deferred debt arrangement has been made available to sponsors in active, multi-employer defined benefit pension schemes to manage section 75 debts alongside methods such as flexible apportionment arrangements.
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OpinionDesigning DC default funds for better outcomes
From active and passive investment management to member concerns and ESG – three experts, including a mastertrust director, a consultant and a finance director, debate the key issues facing DC default fund providers.
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Opinion
What role does ESG play in default fund design?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss the role of ESG in default fund design, as well as the greatest challenges facing DC default fund providers.
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Opinion
DC default funds: Is there too much focus on cost?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss designing defined contribution default funds for better outcomes.
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OpinionOne year out, Brexit is still a major pensions risk
The UK’s decision to leave the European Union has significant implications for the pensions industry and will continue to do so long after the UK’s formal exit.
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OpinionPLSA: Signpost savers towards default pathways
Earlier this month, the Work and Pensions Committee called for a simple package of measures to create better informed, more engaged pensions savers.
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OpinionHow bringing pensions to life can improve staff engagement
From the blog: One of the first questions I ask when I start a new job is: “What are the employee benefits?”
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OpinionAdmit mistakes and encourage discussion to prevent repetition
Trustee decision-making has come under increased scrutiny in recent years, but there are plenty of ways in which trustees can avoid errors, and prevent the same mistakes from happening again.
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OpinionThe freedom not to choose
Editorial: Default options for would-be retirees are the industry’s new darling, as poor support for savers at retirement still blights the UK pension system.
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OpinionESG will drive pensions into the future
Investing in a pension and buying a new car are, in some ways, similar. You generally do not want to know too much about how it works, you just want it to give you the best mileage for your money.
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OpinionWhy Priips matters for pension professionals
From the blog: The recent Packaged Retail and Insurance-based Investment Products regulation came into force in January 2018. Although pension products are outside the scope of Priips, its influence on other regulatory frameworks, especially with regard to the prescribed transaction cost calculation methods, is quite strong.
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Opinion
Is ESG on course to become the norm in DC defaults?
Late last year the UK government said it was “minded” to make pension fund trustees produce environmental, social and governance statements.
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OpinionFinal PPF levy deadlines ahead of autumn invoicing
In December last year, the Pension Protection Fund announced a levy estimate of £550m for 2018-19, following a consultation launched in September.