All Opinion articles – Page 25
-
OpinionEqualisation will dominate court cases in 2019
The past year has been a busy one for pensions lawyers, and 2019 looks set to deliver much of the same.
-
OpinionDC governance: How to ensure your scheme is on the right track
When it comes to the governance of a defined contribution plan, few things are more important than the process applied to the default investment strategy.
-
OpinionWill DC pensions be the next big litigation target in the UK?
Defined contribution pensions plans overtook defined benefit arrangements by membership numbers in 2013, and are now the type of pension scheme on offer for almost all employees in the private sector.
-
OpinionWhat is the global market outlook for 2019?
Markets started 2018 full of optimism. The US economy was putting in a stellar performance, buoyed by tax cuts that caused a surge in both growth and corporate earnings, while the unemployment rate hit an almost 50-year low.
-
OpinionTop tips for a successful approach to the bulk annuity market
From the blog: 2018 is set to be a record breaking year in the bulk annuity risk transfer market.
-
Opinion
Will poor data standards hinder dashboard success?
Fresh from launching a feasibility study for the pension dashboards project, Guy Opperman is in no mood to put up with poor data at the UK’s pension schemes.
-
OpinionPre-pack administrations are not the bogeyman they seem
To some, the phrase ‘pre-pack administration’ can evoke a sense of loss and injustice, evidenced by criticism in the press, particularly where the sale is to the current owners or management. To others, it can provide an opportunity to rescue a business and save jobs.
-
OpinionAre you doing enough to protect your members from scammers?
How many people have been victim to a pension scam? We do not know because, firstly, scams can take a long time to come to light and, secondly, some victims will be too embarrassed to admit they have been conned.
-
OpinionSouthern Water case: How TPR ensures schemes are treated fairly
For some time, we have made clear there is an important balance to be struck by employers and trustees between dividend payments and deficit repair contributions.
-
OpinionSRD II: A blockbuster sequel
From the blog: It is often said that a sequel is never as good as the original. While that might be true for some films, the new European Shareholder Rights Directive is a welcome revision of 2007’s first instalment.
-
OpinionMaking the right decisions
Editorial: Guidance can help savers make the right decisions, but not enough people are taking it.
-
OpinionWhy would anyone set up a trust-based scheme today?
Not so long ago, trust-based pension schemes were the only option in town.
-
OpinionTime to press ahead on CDCs
This government is backing the introduction of a new kind of pension in the UK. Our consultation on collective defined contribution pension schemes launched this month.
-
OpinionIncreased self-service will boost data quality and raise admin standards
Data cleansing sounds like a wonderful, positive experience, about renewal and putting to right the mistakes of the past. It is, however, far more prosaic – and yet powerful – than that.
-
-
OpinionIndustry must innovate to build on pension comms progress
Analysis: The government used this year’s Autumn Budget to commit £5m to getting the pensions dashboard off the ground.
-
OpinionHelping pension savers make the right decisions
As a regulator, we are sometimes asked how much money should be put aside for a comfortable retirement. We can answer only that 'it depends' – for example on an individual’s needs and expectations, and their other assets.
-
OpinionAre DC default strategies diversified enough?
Recent history and the performance of simple balanced portfolios would suggest defined contribution defaults are overly diversified. But we cannot assume the future will accurately mimic the past.
-
OpinionFor emergencies only
Editorial: It seems that the key to enabling people to save for a pension could lie in boosting their financial resilience.
-
OpinionInvesting in alternatives: Opportunities and obstacles
Pension scheme investment into alternative asset classes has increased significantly over recent years.