All Opinion articles – Page 21
-
OpinionPension funds set to play a bigger role in solving homelessness
Social housing funds have seen their popularity increase among institutional investors, providing risk-adjusted returns to pension funds, which are also able to meet their fiduciary duties with such investments, writes Karen Ng, investment director at Big Society Capital.
-
OpinionGuidance needs stronger nudges to prevent future disaster
We are fond of a good nudge in this country.
-
OpinionMcCloud remedy: Are some public servants more equal than others?
The solution proposed by the government for the McCloud age discrimination case ticks all the key fairness boxes, even though all members will not be treated the same, explains Royal London’s senior intermediary development and technical manager, Moira Warner.
-
OpinionBuy-and-maintain credit poised to take centre stage
Data crunch: As the UK’s private defined benefit schemes mature and turn increasingly cash flow negative, their focus is shifting beyond funding ratio stability to adopting income-generating investments that help meet pension payments.
-
OpinionDirect contribution: Are pension reforms driving better ESG?
As pension funds adapt to the latest round of sustainability obligations applicable from October, Fieldfisher’s Michael Calvert and Jeremy Harris discuss whether the legislation is robust and coherent enough to deliver meaningful change.
-
OpinionPrivate sector consolidators can learn from LGPS pooling
The Pensions Regulator has given the green light for the establishment of the first private superfunds, but the consolidation of multiple pension schemes is not a simple task. Local Pensions Partnership chief executive Chris Rule explores some lessons of pooling.
-
OpinionNot-for-profit sector schemes should consider more specialist approach
Buck’s Vishal Makkar on how the not-for-profit sector’s idiosyncrasies demand a specialist approach to pension funding and investment.
-
OpinionCoronavirus crisis shines the spotlight on fiduciary management
BMO Global Asset Management’s Christy Jesudasan gives an update on how the pandemic has impacted fiduciary manager asset views, and explores steps trustees can take to be more nimble in the face of similar volatility.
-
OpinionTrustees need to up their game to protect member journey
Trustees should up their game when it comes to contingency planning and member communications, as 90 per cent of schemes that have entered assessment at the pensions lifeboat fund could be better prepared, writes Helen Beckinsale, panel service manager at the Pension Protection Fund.
-
OpinionPensions Expert September edition: Braving post-crisis markets
Editorial: These days, nothing is certain. But the difficulties defined benefit schemes face in setting their investment and funding strategy over the next year really take the biscuit.
-
OpinionBridging the advice gap, one nudge at a time
OpenMoney’s co-founder Anthony Morrow calls on to the pensions industry to change the perception of financial advice, as negative associations with the profession make it more difficult to close the advice gap.
-
Opinion
Has the DGF had its day?
Broadridge’s Hal La Thangue asks whether the ability of low-correlation diversified growth funds to shine through crises can save them from a tarnished reputation.
-
OpinionTPR sets dangerous precedent with AE breathing space
The pandemic has prompted some jaw-dropping actions from both government and regulators.
-
OpinionRPI switching – dead in the water?
Sackers’ James Bingham analyses the recent court cases on requests to change inflation indexation, explaining that despite the string of losses, employers will still continue to look at the courts with a glimpse of hope as a positive verdict could shed tens of millions of pounds in liabilities.
-
OpinionSchemes must prepare for a tsunami of admin requests
As a result of the Covid-19 crisis, a tsunami of redundancy, early retirement and divorce requests is facing trustees and administrators, who need to work together to manage additional workloads, points out Cosan’s Consulting Mark Webster.
-
OpinionApplying the lessons of coronavirus to climate change
Kempen’s Nikesh Patel explains how current pension schemes’ longevity assumptions do not take into account climate change, which could have a drastic impact on the sector.
-
OpinionMaster trusts hit by ‘perfect storm’
Data crunch: Dalriada’s Paul Tinslay explains how repercussions from Covid-19 and possible changes in legislation have created a “perfect storm” for defined contribution master trusts.
-
OpinionHow should pension funds apply ESG to derivatives?
Despite the prominence of derivatives across UK pension scheme portfolios, the assessment of sustainability factors in derivatives remains relatively nascent, writes Cardano UK’s Kerrin Rosenberg.
-
OpinionTime in the sun for pension costs and charges
Strong take-up of the Cost Transparency Initiative should not mean the industry takes its eye off the ball on costs, argues chair Mel Duffield.
-
OpinionHow much has DB regulation cost?
Iain Clacher and Con Keating investigate the cost, including lost tax on businesses’ profits, of ever-increasing contributions to defined benefit pension schemes.