All Opinion articles – Page 12
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OpinionPrivate debt can help schemes reach endgame goals
Pension schemes are maturing rapidly, with the majority now cash flow negative paying out more in benefits than they receive through contributions.
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OpinionPension scams – it feels like we might be winning
We all know that there are new rules to protect members from being scammed.
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OpinionThe rise of the trusteeship career
If you looked at the pensions market 10 years ago, trusteeship was for most an end-of-career role or part of a phased retirement plan.
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OpinionSchemes need to consider illiquids in endgame scenarios
With most defined benefit pension funds having an eye on the ‘endgame’, and for many this ultimately meaning buyout, a wariness towards locking assets up into illiquids that are hard to sell is not surprising.
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OpinionSponsor transactions – Are trustees under a false sense of security?
Cardano Advisory’s director Hamish Reeves details how the new rules from the regulator will affect corporate transactions and explains what trustees should look out for in these deals.
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OpinionHow LDI strategies have evolved over the past 20 years
At the beginning of 2001, Tony Blair was prime minister, David Beckham played for Manchester United, and Enron was solvent.
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OpinionThe imperative of addressing the climate challenge in portfolios
From a scientific perspective, the climate situation is bad. As citizens, and investors, we need to do something drastic.
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OpinionWhat’s going on with the statements season?
The pensions industry is unhappy with the government’s plan for a statements season. None of us can remember such a series of one-sided conversations about why the idea is not workable.
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OpinionAre alternatives a good substitute to bonds for pension schemes?
Historically, government bonds have played a number of important roles in UK pension schemes’ allocations. They have provided liquidity, strong diversification benefits to equities, and offered good and reliable income.
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OpinionDistressed debt after Covid-19
Fiscal and monetary largesse have helped to lift nearly all corporate boats since the Covid crisis hit.
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OpinionIs real estate a good inflation hedge for pension schemes?
Rising inflation has been a widely discussed topic for years, but it has gained greater prominence of late as a spike in commodity prices has caused prices to creep up both globally and domestically.
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OpinionAll that glitters is not (always) gold
I enjoyed the recent Olympics from Tokyo and admit to being a bit of a fanatic about the Olympic Games. I believe this year’s Games were a huge relief for sports fans when you consider the pandemic and all the uncertainty that has brought to our lives.
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OpinionThe exodus from DB schemes continues to raise concerns
The defined benefit pension transfer market is in a state of transition following prolonged scrutiny from regulatory authorities.
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OpinionLook behind the mask to better understand colleagues’ struggles
The pensions industry is fast paced and demanding, but it can also be stimulating and rewarding. I joined straight from school, after sitting my A-levels, and I am now an accredited professional trustee.
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OpinionHow declarations of intent might change the world of pensions
A lot of attention has been focused on the Pensions Regulator’s new criminal powers under the Pension Schemes Act 2021. There are other changes coming, though, which may have the greatest potential to affect corporate transactions on a day-to-day basis.
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OpinionPension Awareness Week: It’s time to wake up the ‘sleepwalkers’
Auto-enrolment has been a big success to date. Since 2012, private sector participation has risen by 44 percentage points to 86 per cent of private sector eligible employees.
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OpinionThe last great risk facing defined benefit pension schemes
Pension schemes are in relatively good health, with major liability risks hedged and a swift recovery from last year’s market shock.
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OpinionThe future of DC schemes: Go big and go green
Two trends have been rocking defined contribution schemes in recent years: environmental, social and governance investing and consolidation. Together, they are changing the shape of the market.
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OpinionMore sustainability disclosure requirements coming to pensions?
Hot on the heels of the new climate change regulations that will apply to many pension schemes from October 1 2021, the chancellor of the exchequer has indicated that even more pensions sustainability legislation could be on the cards.
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OpinionDC members must reassess passive approaches to achieve climate goals
Fixed income assets are a core part of every defined contribution member’s journey as they get close to retirement.