All Nest articles – Page 8
-
News
Could flexible pension products help indebted millennials?
News analysis: More than a quarter of London’s millennial population are permanently in debt, it has been revealed. What role does pensions policy play in their financial health, and could more flexible solutions improve their situation?
-
OpinionPension freedoms need added support for savers
We all like having control and being able to pick the thing that suits us best. While many of us will appreciate the surprise gifts we receive this Christmas, I am sure there will be other presents we wish we had been consulted on first.
-
Features
What schemes can do to drive value for members
The job of a defined contribution default fund is simple; to generate enough savings to fund a meaningful income for an individual at retirement. Of course, in the real world, it is not as straightforward as that.
-
Opinion
DC Debate Q4: Mastertrusts, AE and more
Six defined contribution specialists talk mastertrusts, compulsion, and what lessons can be learnt from DC systems around the world.
-
OpinionHow to offer real freedom and choice
Freedom and choice is currently under scrutiny. The intent of the policy is not in dispute – giving people more access, flexibility and control over their own money has got to be the right thing.
-
Opinion
When money meets religion: Sharia compliant pensions in the UK
Islamic finance is a fascinating and challenging domain. The industry’s assets were valued at $2tn (£1.5tn) globally at the end of 2016, according to S&P Global Ratings.
-
News
PPI: Consider different policy options for self-employed pensions
Policymakers need to consider diverse attitudes and financial circumstances of different self-employed groups before deciding on options to boost pension saving levels, a new report finds.
-
OpinionSidecars could hold key to short-term savings problem
It is amazing how a nudge in the right direction can have such a positive impact for millions of people. Thanks to auto-enrolment, more than 8m people are now saving for the first time, or saving more, for their retirement.
-
Features
Where should tomorrow’s schemes allocate their assets?
Pensions Expert 20th Anniversary: In 1997, globalisation and increased investor sophistication powered a bull market that was meant to stretch beyond the confines of a regular business cycle.
-
OpinionIt is time for ethical investing to evolve
Savers have been engaged with ethical investing in the UK for about 30 years. While the market has evolved somewhat in that time, it is fair to say it has not kept pace with developments elsewhere, such as in defined contribution investing.
-
OpinionDoes your scheme offer value for money?
Comparing schemes on value for money is not an easy task. Costs and fees vary in level and structure. Past performance is an imperfect measure of future success.
-
Opinion
How can DC schemes deliver value for money?
There are few more prolific terms overheard in the pensions industry than value for money, and far fewer that evade objective definition quite so comfortably.
-
Opinion
In numbers: TPR, ombudsman, Nest
From the blog: Monday saw the Pensions Regulator, the Pensions Ombudsman and Nest all issue their annual reports, so what were the key figures they revealed?
-
OpinionSavings not sweets
Editorial: Employees value and want a workplace pension. What’s more: young people are more likely to recognise the need for a pension.
-
News
Nest unveils sidecar savings trial plans
The research arm of mastertrust Nest is planning to trial a new savings product in 2018, which will split contributions between a pension pot and a “rainy day” fund, in an effort to improve short-term financial health.
-
OpinionThe challenge of moving from inert to engaged
Nearly five years on from its launch, automatic enrolment has, so far, been a success.
-
NewsUS withdrawal from Paris accord no threat to ESG investing
US president Donald Trump’s decision to pull out of the Paris climate accord will not affect the UK’s growing implementation of environmental, social and governance criteria on investment strategies, experts have said.
-
OpinionWhy ESG is more than 'nice to have'
Environmental, social and governance investing has boomed in popularity in recent years, driven by a new breed of socially aware investors, who are keen to hold companies they invest in to account.
-
OpinionPassive investors can still be active owners
Excessive corporate pay, misaligned incentives and a lack of progress on climate change are just a few of the issues highlighted so far this year at corporate annual general meetings.
-
NewsExperts call for mandatory guidance as FCA targets advice take-up
The Financial Conduct Authority will prioritise retirement income provision within pensions in 2017-18, addressing perceived problems with consumers who do not take regulated financial advice, as some argue schemes should organise Pension Wise sessions by default.