All Gallagher articles – Page 3
-
News
Schemes’ endgame decisions could be hit by IFA shortage
Pension schemes using enhanced transfer value exercises as a way to reach an endgame solution could soon see their journey delayed, as new rules coming into the advice sector are reducing the defined benefit transfer market.
-
OpinionDC schemes: Is it time for a reboot?
The Work and Pensions Committee has its sights set on improving pension costs and transparency, and while Frank Field and colleagues have some useful suggestions for the industry, they should perhaps be encouraged to go further.
-
OpinionSmart beta: What it can do for DC, and how the sector needs to change
Five experts discuss the current state of the smart beta market, what schemes should consider when investing, and what role smart beta can play in the defined contribution space.
-
OpinionData crunch: Who advises the DC scheme community?
The answers to this question show that there are still some differences between the trust and contract-based markets.
-
Opinion
Where will fiduciary management go next?
As fiduciary management becomes mainstream and schemes become more comfortable with its uses and limitations, manager offerings will inevitably change. But how can we expect them to evolve? Six experts discuss.
-
Opinion
How easily could fiduciary management be set up for defined contribution?
Now that fiduciary management is a well-established part of the defined benefit pensions market. Could it be expanded into defined contribution? Or are the demands of daily dealing too much? Six experts discuss.
-
Opinion
How has fiduciary management changed in the past year?
Which areas of the market is fiduciary management moving towards, and how is it defined? Six experts discuss what has happened in the fiduciary arena in the past year.
-
OpinionJust an aside
This week's article about the Northern Ireland Local Government Officers' Superannuation Committee focuses on lowering risk, but also delves into the environmental, social and governance factors that played a role in Nilgosc's decision-making.
-
News
Schemes embrace fid man, but not third-party advisers
Trustees are reporting high levels of satisfaction with fiduciary management, research from consultancy Aon Hewitt has shown, but some experts still raised concerns about appointments and monitoring.
-
News
Women undersave due to childcare, but AE carer credits unlikely
Women do not save enough for pensions due to the persistence of the breadwinner model and a lack of confidence in their own financial aptitude, a new study shows. Despite this, a proposal to introduce carer credits to auto-enrolment was rebuffed by the pensions minister this week.
-
Opinion
Innovation within the charge cap
DC Investment Quarterly: Ever since defined contribution funds have had to demonstrate value for money to members, they have sought to drive up performance of the investment strategy while controlling volatility.
-
Features
How pension schemes reacted to volatility amid a turbulent 2015
Analysis: Volatile markets and economic uncertainty drove pension schemes into multi-asset strategies and alternative assets in 2015, data show, as they looked to mitigate losses from equity markets.
-
Opinion
Corporate schemes shore up portfolios with fixed income and LDI allocations
Data analysis: UK corporate defined benefit schemes upped their allocations to fixed income in the last quarter of 2015, data show, as trustees took the opportunity to hedge out further risk by increasing liability-driven investments.
-
News
And they all saved happily ever after… Uni preps students on AE
Lincoln University is entering uncharted territory as it launches a series of workshops for its students on all things money, advocating the need for planning and saving.
-
FeaturesThe top 5 DC stories from 2015 reflect a challenging year
Year in Review: It was a massive year for defined contribution, with new pension flexibilities, the subsequent government guidance promise and of course the charge cap to contend with.
-
News
Fid man assets surpass £100bn but cynicism persists
Pension assets under fiduciary management hit £114bn during 2015, but independent trustees remain sceptical of the alignment of interests underpinning such arrangements.
-
FeaturesCash flow crisis: How to avoid becoming a forced seller
Sweeping closures of defined benefit schemes across the UK will limit the pain of future liabilities for sponsors, but have created a growing problem many pension funds have been slow to recognise: a cash flow crisis is on the horizon.
-
Opinion
How do trustees monitor strategies and performance in fiduciary management?
Roundtable: William Parry from Buck Consultants, HR Trustees’ Giles Payne, Russell Investments’ David Rae, Ralph McClelland from Sackers and Towers Watson’s Pieter Steyn, talk about how to monitor and assess a fiduciary manager, in the third part of the roundtable.
-
Opinion
What are schemes looking to gain by hiring fiduciaries?
Roundtable: William Parry from Buck Consultants, HR Trustees’ Giles Payne, Russell Investments’ David Rae, Ralph McClelland from Sackers and Towers Watson’s Pieter Steyn, meet to discuss the pros and cons of fiduciary management, in the first of a four-part roundtable series.
-
OpinionFiduciary management: strategies, complexities and benefits
Roundtable: Five industry experts discuss the benefits, complexities and performance of fiduciary management, as well as the impact of market changes and volatility over recent months.