All Features articles – Page 39
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Features
Inflexible DC defaults fail members, study finds
Owen Walker looks at the latest economic research into creating defined contribution (DC) default funds to help members maximise their retirement income.
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Features
Engagement vital to improve member data, schemes say
Ian Smith and Owen Walker analyse how the Kingfisher, Aviva and Scottish TV pension plans have encouraged members to update their records and improve their administrative performance.
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Features
Healthcare scheme curbs losses with dynamic derisking
Pippa Stephens discovers how the General Healthcare Group (GHG) scheme prevented a five percentage-point drop in its funding position thanks to implementing an investment sub-committee and a triggered derisking strategy.
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Features
What to learn from the Supreme Court hybrid ruling
Mayer Brown's Edward Jewitt explains how schemes can manage their regulatory risk following the Supreme Court ruling on hybrid defined contribution schemes.
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Features
M&S cost savings to spur mastertrust copycats
Owen Walker analyses M&S’s mastertrust structure, which the retailer will set up to mitigate the administration costs associated with auto-enrolment
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Features
Half of schemes considering ETVs to reduce risk
With research finding 50% of schemes are considering an enhanced transfer value (ETV) exercise to reduce their longevity risk, Ian Smith analyses five key elements of the process.
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Features
Jamaican case firms up record-keeping requirements
Schemes concerned by a Jamaican case heard in the UK that makes it harder to reclaim money paid by mistake should review their delegated administration responsibilities to avoid legal costs.
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Features
Why stalling on buyout could cost members
Schemes looking to derisk are facing fewer barriers and better value for their members, but they need to move fast, argues Long Acre Life's David Norgrove.
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Features
T Rowe Price bucks trend with DC lifestyle equity exposure
US fund manager T Rowe Price’s UK pension scheme has taken a more adventurous defined contribution lifestyle asset allocation to help members get a higher retirement income.
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Features
British Steel launches nursery DC to manage cost
British Steel Pension Scheme will close its defined benefit section and launch a defined contribution arrangement to make the scheme more sustainable and manage the costs associated with auto-enrolment.
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FeaturesBritish Steel shares longevity risk with members
British Steel Pension Scheme has joined John Lewis and BAE Systems in introducing a longevity adjustment factor to minimise its exposure to longevity risk.
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Features
Brent sticks by emerging markets despite poor returns
Local government schemes Brent and Lincolnshire have said they will maintain their emerging markets exposure despite short-term underperformance.
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FeaturesBAE property portfolio suffers due to lack of London exposure
The £9.5bn BAE Systems Pension Scheme has seen its property portfolio lag its benchmark due to underexposure to certain assets.
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Features
Saul avoids member backlash in switch to Care
The Superannuation Arrangements of the University of London used negotiations to avoid a hostile response from members, when it changed its benefits structure earlier this month.
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FeaturesLloyds postpones mass auto-enrolment staging date
Lloyds Banking Group's £630m defined contribution scheme has delayed mass auto-enrolment by two months to improve its communication with members.
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Features
Survey: Schemes shun traditional fixed income assets
In our second feature revealing the survey insights of 44 leading schemes and trustees, Owen Walker hears their two-year plan for fixed income investing.
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FeaturesBA opts for real assets to match liabilities
British Airways’ New Airways Pension Scheme is the latest large fund to commit itself to infrastructure investment to manage long-term inflation risk.
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Features
Schemes turn their backs on traditional assets
Schemes reveal their reappraisal of the risk-reward characteristics of assets and how they have adjusted their portfolios, in the second instalment of the Intelligent Thinking survey.
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FeaturesSchemes warned to keep an eye on illiquid assets
Schemes such as British Coal are closely managing their liquidity risk to ensure they are not locking away too much cash in hard-to-sell investments such as private equity and infrastructure.
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Features
DC schemes harness apathy to drive up contributions
Defined contribution (DC) schemes are increasing members' retirement savings by using a combination of apathy and education to ensure high levels of contributions.