All Defined contribution articles – Page 3
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FeaturesHow master trusts are diversifying Sharia offerings with sukuk bonds
Master trusts are transforming Sharia-compliant pension funds to now include sukuk bonds in a bid to reduce risk for workers approaching retirement.
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NewsRaise contributions to diffuse pensions ‘timebomb’, government told
The government must prioritise raising the default minimum level of contributions to defined contribution pension schemes, according to retail investment firm Tillit.
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NewsFCA proposes ‘targeted support’ for vulnerable pension savers
The Financial Conduct Authority (FCA) is considering giving pension providers the ability to provide “targeted support” to certain groups of people to help them make decisions about their retirement savings.
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NewsRegulators urged to collaborate on ‘targeted support’ for DC savers
The Pensions and Lifetime Savings Association (PLSA) has called for trust-based defined contribution pension schemes to be included in proposals to allow “targeted support” for savers.
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FeaturesDC master trusts: A consolidation conundrum
Consolidation has been one of the key themes of 2024. With the government determined to create defined contribution (DC) “megafunds”, there are many potential benefits and challenges of merging master trust, as Alex Janiaud reports.
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NewsSavers lack knowledge of retirement income needs, research shows
Nearly a third of people do not know how much they should save for their pensions, according to new research.
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OpinionIt’s time to shout about exceptional pension schemes
The PLSA’s new director of policy and advocacy Zoe Alexander calls for pension schemes to speak out about best practice and the many ways they are supporting members.
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FeaturesOutlook 2025: DC investors hunt out private markets opportunities
Could 2025 be the year that defined contribution (DC) pension schemes finally break into private markets?
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NewsPLSA leads engagement efforts over megafunds plans
UK pension schemes are seeking to engage positively with the government over plans to supercharge consolidation and increase investment in domestic assets.
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NewsPPI report sheds light on social inequalities and pension outcomes
Rising inequality is an early warning signal for stark differences in life quality for pensioners, new research suggests.
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OpinionTackling post-enrolment inertia in pensions
Auto-enrolment succeeded by embracing people’s inertia to passively get them saving for retirement. To get them saving enough, though, we will need to break through inertia, as Fairer Finance’s Tim Hogg explains.
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FeaturesOutlook 2025: Pensions adequacy has no easy solutions
In the first of a series of articles looking ahead to next year, Alastair O’Dell investigates how phase two of the Pensions Review will aim to tackle the ticking timebomb of pensions adequacy.
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FeaturesHow master trusts are leading the charge on decarbonisation
The latest TCFD reports from the country’s biggest DC master trusts confirm sustained improvements on carbon emissions. How can they take the next step on their sustainability journeys?
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NewsHigh interest in CDC pensions, survey reports
Four in 10 DC pension schemes say they are “very likely” to introduce a form of collective risk-sharing in the future once legislation allows.
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NewsSimplify CDC rules to ensure success, says pensions industry
Proposed regulations for collective defined contribution (CDC) pension schemes need some refinement to ensure they can succeed for potential multi-employer arrangements, according to industry experts.
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FeaturesScheme consolidation: Lessons from the Netherlands
As the government sets its sights on creating pension “megafunds” in the public and private sectors, Pensions Expert takes a look across the North Sea to a country that has already taken a similar path.
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NewsCDC proposals ‘unduly onerous’, warns SPP
The government’s planned rules for multi-employer collective defined contribution (CDC) schemes are “unduly onerous” and could put off providers from launching such arrangements, according to the Society of Pension Professionals (SPP).
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NewsHow the government plans to scale up DC schemes
The government has this week set out how it plans to make it easier for defined contribution (DC) schemes to merge and create “megafunds” with greater ability to invest in a wider range of assets.
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NewsReeves to set out vision for DC ‘megafunds’
The government wants to hasten the consolidation of defined contribution (DC) schemes to realise economies of scale, increase domestic investment and improve governance standards.
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NewsIs bigger really better? Industry reacts to ‘megafunds’ plan
Chancellor Rachel Reeves has been urged to support trustees’ fiduciary duty and ensure there are sufficient UK assets for her planned “megafunds” to invest in.