All Defined contribution articles – Page 132
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OpinionEditorial: Floating a balloon
With the momentum, if not the life, sucked out of the government's scheme quality proposals – the charges cap taking the lion's share of attention – it has understandably sought to turn attention to its defined ambition plans.
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News
Only seven in 10 DC members use the default
Data analysis: Fewer defined contribution members than expected are invested in default funds, new figures have shown, but experts anticipate this to increase as auto-enrolment continues to roll out.
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Opinion
Spotlight on mastertrust governance intensifies
As more of the UK’s workers are set to be auto-enrolled into multi-employer workplace schemes this year, the industry’s focus has turned to ensuring these schemes are fit for purpose.
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News
Less than a quarter of 2014 stagers ready for auto-enrolment
News analysis: Only 23 per cent of employers staging for auto-enrolment in the first half¹ of 2014 have confirmed their provider and completed everything necessary to be ready to comply, data has shown.
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Features
M&S sizes up auto-escalation to improve outcomes
Marks and Spencer is considering what auto-escalation could do to improve member outcomes as it looks to raise the quality of its provision following auto-enrolment.
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News
OCS uses postponement to manage AE risks, sees 10% opt-out
Facilities provider OCS Group profited from the statutory three-month auto-enrolment postponement to find solutions to its tricky work patterns and variable earnings, when it staged last year.
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News
Report calls for greater transparency on costs
All costs extracted by default funds and schemes should be publicly disclosed via a central registry to promote transparency, the Pensions Institute at Cass Business School has urged.
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News
Infrastructure top of agenda despite hurdles
Data analysis: Defined benefit and defined contribution schemes are once again circling infrastructure investments, but a lack of underlying assets and suitable funds – especially for DC investors – is holding back inflows.
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News
IBM portal gets 5,000 sign-ups as scheme goes paperless
More than 5,200 active employee members have signed up to IBM Pensions Trust’s online pensions management portal since it was launched in the middle of last year.
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News
Schemes told to offer annuity brokerage
News analysis: The shadow pensions minister has urged schemes to take a role in providing annuity brokering advice to ensure greater member purchasing power, but industry figures have raised concerns over how this could be implemented.
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News
Managers endorsing DC auto-escalation could face scheme tailoring challenge
News analysis: More than half of employers back auto-escalation schemes as a way to increase employee contributions, according to new research, but they may face challenges in tailoring contribution rates to members.
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News
Findel uses auto-enrolment to chisel down costs
Home retail and educational materials supplier Findel has overhauled its existing pension offering to generate savings that will help shoulder the costs of auto-enrolment.
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News
Employees being left in lurch over annuities
An annuity purchased from the proceeds of a pension scheme is a major source of retirement income for many people. With auto-enrolment, that is increasingly the case.
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Features
Royal Mail to address member knowledge gap
Royal Mail Pension Plan is considering a revamp of its communications strategy after more than half of its members said they do not understand how their scheme works.
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News
Two-thirds of employers uneasy over pot-follows-member
News analysis: Around two-thirds of businesses are concerned at the complexity of the automatic transfer regime, while 70 per cent of managers are worried about the broader challenges of auto-enrolment compliance, a survey has found.
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News
Investors on the hunt for asset performance
2014 preview: Next year will provide defined benefit schemes more derisking opportunities, while defined contribution schemes may need to diversify further during their growth phase, investment experts have predicted.
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Opinion
Editorial: All systems go
And I thought things were supposed to calm down before Christmas? Last week saw a smattering of debate and policy in the pensions industry.
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FeaturesHalf of DC schemes opt for multi-asset defaults
Data analysis: Almost half (49 per cent) of defined contribution schemes now employ a multi-asset or diversified growth fund in the default phase, reflecting a desire to manage investment volatility for scheme members.
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News
Micro scheme membership slumps as market consolidates
Data analysis: The total membership of small schemes with between two and 11 members has fallen by two-thirds over recent years as the market consolidates and auto-enrolment beds in.
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Opinion
Learning overseas lessons on DC design
While a succession of regulatory developments have laid the groundwork for better retirement outcomes for many thousands of employees now enrolling in defined contribution plans, in many ways it is still a sector in its infancy.