All Defined contribution articles – Page 125
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OpinionDGFs: performance, charges and post-Budget DC
A panel of industry experts discuss current challenges for the diversified growth fund market and whether continued strong equity growth will threaten its popularity among UK pension funds.
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Opinion
The DC Debate – how the UK stacks up against global DC
This quarter's debate puts the UK's retirement reforms in their global context, and compares the adequacy of this country's defined contribution schemes with that of other developed markets.
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News
Nest: understanding behaviour more important than product fixes
The UK’s state-backed pension scheme has led calls for understanding member behaviour in light of the incoming pension flexibilities, arguing such work is more important than developing new products for savers.
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News
Managers predict cash will be king for many post-April retirees
It may be a caravan rather than a Lamborghini, but scheme managers across the country are getting ready for a wave of savers cashing in their pension pots come April’s introduction of George Osborne’s retirement flexibilities.
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OpinionEditorial: Just around the corner
The level of calm within a given pensions department ahead of the advent of the new pension freedoms is probably related to how well you know your scheme membership.
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News
Alliance Boots to ditch print to fund pensions website
Health and beauty group Alliance Boots is launching a new website to get messages on pension changes out to staff at its eight UK employers, and is planning to ditch paper-based booklets to offset the costs.
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News
Schemes urged to square segmentation with fairness
Schemes are increasingly turning to segmentation as they explore strategies for communication and investment across different sections of their membership, but legal experts warned of the importance of treating members fairly.
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News
Nest to switch TDF goalposts from annuity purchase as April looms
Nest is planning to amend its target date funds that currently aim for annuity purchase in light of the greater flexibility in retirement options available to scheme members from April 2015.
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Opinion
Why industry critics are wrong about 'reckless conservatism'
Dear editor, do you agree with the view that defined contribution pension schemes should focus on young savers’ risk capacity and ignore their risk appetite, because future contributions will more than dwarf any losses incurred in the early years?
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News
DC benchmarks expected to switch attention to performance
Industry experts have predicted the governance focus for defined contribution default funds will swing from cost to performance as DC benchmarking capabilities come to the fore.
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News
Less than 1% opt out at caterer despite seasonal staff headwinds
Catering company Jenkinsons has auto-enrolled around 400 staff with just three opt-outs, despite enrolling a large seasonal workforce.
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Opinion
Altmann: New pension flexibilities will make it harder to attract members to CDC
As the pensions bill makes its way through parliament it is proposing a new class of shared-risk pension schemes, which aim to offer a compromise between defined benefit’s risk burden on the employer and defined contribution’s risk burden on the member.
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OpinionEditorial: Turn the dial?
I should start off by agreeing entirely with Barnett Waddingham’s Damian Stancombe that the vast majority of breath spent on defined contribution pensions should not be expended discussing investment, but on encouraging savers to pay more in.
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News
Schemes face dilemma on annuity brokering services ahead of April
Employers that have put in place annuity brokering services for their defined contribution scheme members have been called upon to rip up or review these set-ups to make sure they are giving savers an adequate view of the market.
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News
ABI wants second line of defence on guidance for retirees
The Association of British Insurers has called for a second line of defence for people who do not take up guidance, to ensure they are buying an appropriate product at retirement.
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News
Just one AE member per micro employer, ACA projects
Three-quarters of a million micro employers could end up with an average of only one member of staff each in their pension scheme as a result of auto-enrolment, fuelling the debate over eligibility.
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Features
HSBC plans cash lifestyle default for ex-DB members
HSBC Pension Scheme plans to default members of its defined benefit section to its cash lifestyle fund following the closure of the section in July next year, as part of a wider post-Budget review of its defined contribution arrangements.
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Opinion
Reckless conservatism: Why it blights young people’s DC pots
We know the main defined contribution issues are a lack of contributions, and a lack of engagement.
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Features
Warburtons kicks off three-pronged comms strategy
NAPF Annual Conference 2014: Warburtons, the UK’s largest bread baker, has this year launched the first of a three-part plan to boost engagement among a new swath of pension savers.
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Features
SABMiller to offer pension-plus savings options after 20% opt out
NAPF Annual Conference 2014: Drinks company SABMiller will launch additional savings vehicles after one in five workers opted out of its UK defined contribution scheme, with reductions in tax relief a principal factor.