All Costs and charges articles – Page 23
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Opinion
Holiday reading: Transfers and exit charges – consultation basics
From the blog: The government has today launched a 12-week consultation into pension transfers, early exit charges and the provision of financial advice.
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News
LGPS sharpens focus on collaboration as consultation looms
News analysis: Local authority schemes are poised for the outcome of a consultation on collaboration which could compel them to pool their investment assets to save on costs.
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Opinion
Why it is crucial to get a handle on transaction costs
Improved transparency on fees and charges has been an overriding concern for defined contribution and auto-enrolment pension schemes.
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Opinion
LPFA: Government gives vote of confidence to proactive LGPS funds
Talking Head: In the weeks leading up to the Summer Budget I had several conversations with colleagues in the pension industry and internally about what to expect.
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OpinionHow to cut costs through shared services
Pension schemes are constantly looking at innovative ways to improve either their investment strategies or the functions available to their schemes.
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OpinionEditorial: One hundred days…
Last week saw us pass the somewhat arbitrary milestone of 100 days since the introduction of the freedoms, and providers and commentators rushed to give their take on the story so far.
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OpinionHappiness in a DC world – start with AVCs
From the blog:“Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds [n]ought and six, result misery."
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OpinionSix test points for comparing fiduciary managers
Fiduciary management has been one of the major growth areas in the investment management/consulting industry in recent years, with total market growth of 47 per cent in 2014 alone, according to consultancy KPMG.
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News
Watchdog's new self-cert requirements will test DC governance
Defined contribution schemes will have to declare compliance with the charge cap, as the Pensions Regulator updates its scheme return form to reflect April's legislative changes.
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Features
Keeping track of value in DC
VFM and GMO are the key drivers for defined contribution pensions in 2015. But what do these handy acronyms actually mean and how are they being measured?
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News
Pension schemes spill into DGFs to lower volatility
Pension funds now have almost five times more invested in diversified growth funds than in 2010, research has shown, but experts emphasise the importance of careful selection when allocating to funds.
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Opinion
Why investors should customise private equity for greater control
The alternative investment industry faces a transformation in the way it works with clients.
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FeaturesCutting scheme costs in lean times
Any other business: Whitehall braced itself for a further 100,000 job losses over the next five years, as the new government announced cost-cutting measures across the civil service this week.
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Opinion
Time to count the cost of currency trading
Auto-enrolment has triggered a chain reaction in the UK pensions space. The policy led to a study from the Office of Fair Trading to ensure investors were protected from unfair charges.
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Opinion
What we can learn from how £1bn-plus schemes control costs
The future for final salary pension provision looks bleak. So goes the rhetoric: benefit rules, EU legislation, the Pension Protection Fund levy and more, have been blamed for increasing costs and hammering that final nail in the defined benefit coffin.
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Opinion
What will the election result mean for the pensions industry?
We’re on the final run in to the general election and still have no clear idea what the next government might look like.
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News
NAPF seeks certainty over non-default fund switching rules
The National Association of Pension Funds has written to the government to demand clarification on the movement of non-default members between funds, to ease trustee uncertainty around charge cap regulations.
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Opinion
How the DC landscape will change in a 75bp world
It is generally accepted why there is a price cap. Bringing new savers into the complex and murky world of pensions always meant price would be a drum on which to bang the ‘value for money’ beat.
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News
NAPF launching scheme guide to investment management agreements
The contractual relationship between trustees and their asset managers will come into focus in a new guide to investment management agreements, being launched by the National Association of Pension Funds tomorrow.
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News
Industry mulls impact of Labour drawdown cap pledge
Analysis: Experts have raised questions about a possible cap on drawdown charges proposed by Ed Miliband last week, as the industry braces itself for the reforms and an uncertain general election outcome.