All Collective defined contribution (CDC) articles – Page 8
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OpinionThe death of DB is yet to be felt
The Pension Protection Fund's latest edition of the Purple Book documents the continued decline of defined benefit schemes in the UK.
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Opinion
Industry is divided over Royal Mail's CDC proposal
Pressure is mounting on the Department for Work and Pensions to lay regulations for collective defined contribution, after mediation between Royal Mail and the Communication Workers Union recommended lobbying government to facilitate their creation of a CDC scheme.
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OpinionEditorial: Club together?
Editorial: Collective defined contribution is getting another close look. And it probably will do until pure DC can prove it allows people to have a decent retirement.
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OpinionWhy CDC is fair to all generations
From the blog: The Work and Pensions Committee's inquiry into collective defined contribution has led to a welter of objections to the concept. Among these concerns, misconceptions abound. Some are even evident in the introduction to the inquiry offered by that committee.
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NewsMPs launch inquiry into CDC
The Work and Pensions Committee has begun an inquiry into collective defined contribution schemes, but experts remain unconvinced of European-style risk-sharing, highlighting intergenerational and moral hazard risks.
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OpinionIs the CDC era about to begin?
One of the more interesting developments at this year’s political conferences was Labour’s conversion to the cause of collective defined contribution schemes.
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News
Income security needed to bolster drawdown products
Drawdown solutions must be improved to offer pensioners greater certainty that their retirement income will last, a panel of specialists told Pensions Expert last week.
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Opinion
Cunningham: Next government must boost transparency
In the first of a series of interviews with political candidates representing their parties on pensions issues, we hear from Alex Cunningham, Labour MP for Stockton North.
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FeaturesCould hybrids solve the pensions adequacy problem?
One has to feel sorry for members of Generation X. Successive studies have shown that unlike their millennial counterparts, whose quality of retirement it is entirely within the reach of policymakers to decide, defined contribution has failed Gen X-ers.
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News
CDC could refocus industry on purposeful finance
Refocusing the industry on the purpose of finance could deliver huge benefits to UK pensions, a new academic paper has suggested, as calls were lodged for the resurrection of collective defined contribution.
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News
Aldermore ups matching in employee retention drive
Retail banking group Aldermore has increased its matching contribution offering as part of a wider overhaul of employee benefits aimed at improving employee retention.
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News
PLSA launches DB taskforce as deficits spiral
PLSA Investment Conference 2016: While the combined deficit in the PPF 7800 index has reached £322.8bn, the Pensions and Lifetime Savings Association said it has launched a taskforce to “tackle the problems faced by defined benefit pension schemes”.
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OpinionInvestment lessons from DB
Talking Head: The last 10 years have seen a massive rise in defined contribution pension provision, fuelled by a combination of employers moving away from defined benefit schemes and the introduction of auto-enrolment.
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OpinionAn outstanding year for pensions…
Editorial: And by that I mean we’re coming to the end of 2015 with several gargantuan issues left outstanding, hanging over the heads of schemes and providers.
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News
Shared pain, shared gain: Will risk-sharing get its day in the sun?
News Analysis: Collective defined contribution schemes have been put on ice by the pensions minister though the idea could come back on the agenda in the future. But are UK employers ready for risk-sharing?
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Opinion
Five key graphs on Nest's retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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Opinion
How to avoid the tax pitfalls of collective investing
Collective investment vehicles have long been popular among pension funds.
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Opinion
The legal issues troubling trustees around DC flex
The new pensions flexibilities present a range of new considerations for schemes.
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News
Study forecasts DC market tripling by 2024, led by TDFs
A market report has predicted defined contribution pensions will triple in size to £787bn within the next decade with target date funds leading the way, but its bullish growth predictions have been questioned.
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News
Webb backs mastertrusts to lead CDC vanguard
Pensions minister Steve Webb has signalled support for mastertrusts delivering a collective defined contribution option for members, at a Trades Union Congress conference on Wednesday – but at least one of the large mastertrusts has rejected the idea.