All auto-enrolment articles – Page 32
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OpinionWhy auto-enrolment must be our #1 priority
Talking Head: By the middle of 2018, more than 1.8m employers will have taken their business and their employees through the auto-enrolment process.
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OpinionMonstrous waste or gargantuan success?
Editorial: Nothing says workplace pensions like an oversized, multicoloured, Furby-type thing. I am, of course, talking about the mascot featured in the government’s latest advertising campaign on auto-enrolment.
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OpinionPension Wise weakness flags need for employers to step up
From the blog: The Work and Pensions Committee has rightly criticised Pension Wise this weekfor providing a service that is too impersonal and limited in scope.
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OpinionWhat we can learn from the first 3 years of AE
From the blog: Auto-enrolment was always going to be something of a movable feast since the scheme began three years ago.
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OpinionA real crowd PLSA
Editorial: The NAPF annual conference is the pinnacle of pensions jollies and the event this week had an added buzz in the air. While the industry still faces some uncertain times, it was enjoying what seemed to be a greater sense of stability in its own identity compared with this time last year.
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NewsWarburtons spells out the ABC of pension freedoms
There has been a spike of interest in pensions since new freedoms were introduced six months ago, but some corners of the industry are struggling to communicate the choices available.
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NewsNew name, new game for UK pension fund association
NAPF 2015: The National Association of Pension Funds used its annual conference to unveil a rebrand aimed at staying compatible with the radical shifts underway in the UK pensions landscape.
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News
Whitbread: Learn from AE to save freedom and choice
NAPF 2015: The pensions industry must focus on simplification and consumer focus to ensure the success of freedom and choice, according to the chief executive of Costa Coffee owner Whitbread.
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Features
Actuaries up the ante on auto-enrolment contribution levels
News Analysis: The government should continue to phase up minimum auto-enrolment contributions beyond 2018 to hit an aggregate 16 per cent, actuaries have said, as part of a longer-term roadmap to build on the policy’s success.
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OpinionCould you help your higher earners save more tax-efficiently?
At the 2015 summer Budget the lure of raiding the £50bn pension tax honeypot proved too much for chancellor George Osborne to resist and so, for the fourth time since 2010, some individuals are faced with disruption to their long-term retirement planning.
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News
VWV boosts membership 13% through DC and savings platform
Law firm Veale Wasbrough Vizards increased both staff contributions and active membership of its pension fund after a scheme overhaul allowed members to view their Isas and investments alongside their pensions.
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Opinion
Webb: Why widening the AE net risks its delicate consensus
From the blog: There is currently a logical fallacy in the pensions world that runs like this: First, pensions are a Good Thing. Second, millions of people are excluded from auto-enrolment.
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News
Advisers flock to Nest but micro employers slow to arrive
Mastertrust Nest has experienced increased take-up of its professional services online hub in the run-up to the biggest waves of auto-enrolment stagers next year, but micro employers’ preparations are still lagging behind expectations.
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OpinionMany happy returns
Editorial: Happy birthday China. The people’s republic is 66 this week. It is celebrating with a suitably extravagant garland of floral sculptures including trains, rockets, castles, satellites and even skiers – a nod to the country being awarded the 2022 Winter Olympics.
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OpinionWhy a competitive AE market for smaller employers is crucial
From the blog: Auto-enrolment has proven to be a big success. Millions of hitherto pension-less employees are now saving for their retirement and opt out rates are low.
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News
Employers need government support to lead on engagement
Workers yearn for employer guidance on pensions but still lack understanding, leading some experts to call for the government and pensions industry to help employers use their influential position to promote saving.
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Opinion
Nanny state necessary? What the ONS data says on the need to nudge
From the blog: Every morning and evening, I have to convince my three-year-old to brush her teeth. I try to make it as fun as possible, but really we both know it’s not a fun task – for either of us – it’s just something that has to be done.
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OpinionNest: Why governance is so important for the success of auto-enrolment
Talking Head: Auto-enrolment will bring millions of people into workplace pensions, reversing the UK’s long decline in retirement saving.
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Opinion
Freedom for all: Why DB should have access to pension flexibility
Pension freedoms were announced with great fanfare in the chancellor’s autumn statement in 2014 and came into effect in April 2015.
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OpinionSomething's gotta give…
Editorial: At least that’s the message from UK plc, which is sounding off about the detrimental impact of the living wage coming into force next April.