All auto-enrolment articles – Page 25
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OpinionOvercoming behavioural biases in retirement saving
Given that people do not like being told what to do, especially with their own money, it is little wonder that traditional prescriptive measures to get the nation saving for retirement simply have not worked.
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FeaturesTeachers’ Pensions gets slammed over admin
Teachers’ Pensions, which runs the Teachers’ Pension Scheme, has been criticised by its members over its perceived poor service delivery, as experts highlight the limitations of relying on online servicing.
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Opinion
Do we really need members to be engaged?
For most of the past half century, membership of workplace pensions in the private sector has been in steady decline.
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NewsOpperman discloses timetable until spring
PLSA Annual Conference 2017: Pensions minister Guy Opperman provided some clarity on timescales for the dashboard and progress on the creation of a single financial guidance body in a speech at the Pensions and Lifetime Savings Association’s annual conference.
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Opinion
When money meets religion: Sharia compliant pensions in the UK
Islamic finance is a fascinating and challenging domain. The industry’s assets were valued at $2tn (£1.5tn) globally at the end of 2016, according to S&P Global Ratings.
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NewsAE review: Consensus on solutions is still lacking
PLSA Annual Conference 2017:Despite unanimity on the need to increase coverage and boost contributions, there is still a distinct lack of consensus on exactly how to address these issues, according to independent advisers on the government’s auto-enrolment review.
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NewsFCA: Half of UK adults show signs of financial vulnerability
The Financial Conduct Authority’s largest survey of UK consumers’ financial habits has identified concerns around financial resilience and undersaving, as experts urge improvements to the auto-enrolment framework.
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OpinionPoliticians should keep the faith in inertia
It was a particularly quiet party conference season for pensions, but a few whispers and hints were gleaned from the speeches made in Manchester and Brighton.
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News
Auto-enrolment strikes a chord with small businesses
Small and micro employers are finding auto-enrolment less costly and time-consuming than they had anticipated, research by the Department for Work and Pensions has found.
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Opinion
Are pensions what the self-employed need?
Ben Jennings is not saving into a pension, and neither are his peers. The cartoonist and illustrator, whose work appears in this publication and The Guardian among others, says he and and other self-employed 20-somethings are too busy trying to pay their rent.
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Features
Could a shift in AE contributions balance raise saving levels?
Analysis: As questions remain over the adequacy of auto-enrolment contributions, a shift in the balance between employers and employees might provide the answer towards raising retirement saving levels.
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NewsOrchestra votes for lower pay rise to up pensions
Members of the Royal Opera House orchestra have voted in favour of taking a lower pay rise to fund an improved pension scheme for new and future members, a decision that has struck a chord with experts.
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News
PPI: Consider different policy options for self-employed pensions
Policymakers need to consider diverse attitudes and financial circumstances of different self-employed groups before deciding on options to boost pension saving levels, a new report finds.
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OpinionPath to new savings culture needs change of direction
From the blog: In his recent article, ‘A pension system to support everyone’, pensions minister Guy Opperman highlights the impressive achievements of pensions auto-enrolment. It’s a huge success story for both government and the pensions industry.
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Features
Slide towards retail investing faces backlash
Pensions Expert 20th Anniversary: March 19 2014 marked a seismic change in the UK pensions landscape: from the dispatch box in the House of Commons, future newspaper editor George Osborne announced the removal of the requirement to annuitise defined contribution savings, unlocking a world of possibility for scheme members.
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News
DC savers want compulsion, research shows
Members favour scrapping the option to opt out of auto-enrolment minimum contributions, recent research has found, as experts highlight the need for better guidance around the levels of saving required for retirement.
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Opinion
Bin or bring in – which laws are needed and which have to go?
Pensions Expert 20th Anniversary: We asked five experts to nominate one law or regulation they would scrap, and another they would introduce. This is what they said.
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News
Industry push to increase pensions engagement
With Pension Awareness Day fast approaching, experts explain how employers and a positive approach to retirement saving and communications can help.
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News
Employer contributions key to AE popularity with millennials
Recent research has shown that millennials are welcoming auto-enrolment, prompting industry figures to highlight the positive role of employer contributions and the continued need for improved understanding of retirement saving.
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OpinionThe limitations of financial advice
As with most things in life, there is rarely a single, unequivocal answer to a pensions issue such as how to prepare for retirement. The other factors preventing us from navigating a clear and simple path to the later life we desire are our own personal biases.