All Aegon articles – Page 8
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FeaturesCentrica drills for returns with high-yield allocation
The Centrica Combined Common Investment Fund, which manages holdings for the energy giant’s pension schemes, has trimmed its exposure to corporate bonds, reweighting its portfolio towards high-yield debt.
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News
DWP blocks Nest drawdown in favour of industry innovation
The Department for Work and Pensions has decided against letting Nest offer drawdown after strong opposition emerged at consultation, opting instead to rely on industry innovation, but some have questioned whether the market will provide this.
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NewsSavers still keen on cash until pot size grows
Full cash withdrawals are still dominating the retirement income market, according to analysis by the Financial Conduct Authority, as concerns were raised over consumer reluctance to seek financial advice.
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Opinion
Is it time for DC defaults to embrace ESG?
Large defined benefit funds and defined contribution mastertrusts have long been using their investments to engage with or divest from companies involved in controversial practices. Now, a renewed public focus on environmental, social and governance issues, as well as corporate reporting, could convince more to follow.
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News
Concerns over Lisa mis-selling remain as consultation closes
The Financial Conduct Authority’s consultation on rules for selling lifetime Isas will close on Wednesday, amid continued industry concern that the draft regulation will not do enough to stop inappropriate choice of products.
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News
Cold-calling ban could strengthen scheme powers to block transfers
The government has launched its consultation on pension scams, proposing bans on pension-related cold calls, limits on the statutory right to transfer and tighter regulations for setting up potentially fraudulent schemes.
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News
Draft Lisa rules attempt to prevent AE opt-outs
Providers of the lifetime Isa should warn savers that substituting their pension for the product will mean they lose out on employer contributions, draft rules published by the Financial Conduct Authority have proposed.
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OpinionHow has the Brexit vote affected property investment?
Property, and in particular the temporary suspension of dealings in a number of the larger retail property funds, has attracted considerable headlines post Brexit.
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News
One-stop guidance shop to replace MAS, TPAS and Pension Wise
Financial guidance resources the Money Advice Service, The Pensions Advisory Service and Pension Wise will be replaced by a single body, the Treasury and the Department for Work and Pensions said yesterday.
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News
Advice requirement rules could spell end to consumer confusion
The Department for Work and Pensions last week issued a consultation on draft regulations aimed at simplifying the way safeguarded flexible benefits are valued in relation to the freedom and choice advice requirement.
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Features
Retirees avoid overspending yet more become insolvent
Analysis: New figures suggest defined contribution savers reaching retirement might be overspending and increasing their risk of poverty in later years, but experts warn this could be a false alarm.
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NewsProperty buoys Kent's performance after allocation increase
Kent Pension Fund has made a 15.2 per cent return from its direct property portfolio, less than a year after boosting its overall property holdings to 13 per cent.
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Opinion
All aboard the pensions bus
From the blog: This week a double decker bus is cruising down the country with one objective: to drive engagement with retirement saving. As Pension Awareness Day arrives, there is even more focus on making long-term saving more interesting.
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News
Is the new Lisa bill signal or noise?
The government last week released its Savings (Government Contributions) Bill, ending speculation about the death of the lifetime Isa and raising questions about the future of pensions policy.
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Opinion
The shape of things to come: Could robo-advice transform pensions?
Would you take pensions advice from a robot? Robo-advice may be the flavour of the month, but not everyone in the pensions industry is convinced the future is fintech.
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News
DC default funds: Experts divided on best strategy
Huge variations in the risk profiles and investment strategies of DC default fund offerings are putting savers’ retirement provision at risk, according to a recent study.
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News
DWP calls for evidence on Nest decumulation services
The Department for Work and Pensions has called for evidence on a proposal to allow Nest to provide decumulation services for its members, and to let it offer services to individuals, employers and other schemes.
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News
Proposed early exit charge cap gets mixed response
The Financial Conduct Authority yesterday proposed capping exit charges at 1 per cent of pot value for existing contracts, while banning them altogether for future contracts.
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News
ABI launches consultation on jargon-busting to empower members
The Association of British Insurers has this week launched a consultation and draft guide aimed at simplifying the language used to explain freedom and choice to savers.
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OpinionBackbook bonanza
Editorial: Two giants are congratulating each other on a massive deal. Pension liabilities worth £6bn are to change hands between Dutch insurer Aegon's UK subsidiary and Rothesay Life, the bulk annuity specialist set up 10 years ago.