All adequacy articles
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News
DC retirees risk running out of savings without major reforms, warns IFS
A major new report has called for the government to reform its regulations to support DC savers in retirement.
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Opinion
Policymakers should focus on pension beneficiaries to boost the UK economy
Fiona Reynolds and David Pinkus of the Coller Pensions Institute call for the government to refocus its pension reforms on ensuring the best outcomes for members.
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Opinion
The concerns of Gen Z and the changing landscape for retirement saving
Shantel Okello, a policy researcher at the Pensions Policy Institute, delves into the findings of a new report into the retirement savings challenges faced by young people.
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News
Torsten Bell: New pensions commission will not solve adequacy issues
Torsten Bell has said people who think a “technocratic” approach to solving adequacy issues were “in la-la land”, and argued that the government needed to make use of its strong majority.
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Opinion
Decoding the pensions industry’s ‘alphabet soup’
The PLSA’s Zoe Alexander seeks to decipher some industry jargon and asks how pension professionals can make the retirement savings world clearer for consumers.
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News
Data shows gender pension gap is growing
New studies illustrate that the pension savings gap between men and women is growing and will continue to do so without positive action from employers and policymakers.
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Opinion
How salary exchange can improve women’s retirement outcomes
Susan Hope digs into the detail of Scottish Widows’ latest research into the gender pensions gap, and looks at ways to boost women’s pension savings.
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Features
How to improve pension outcomes without a Pensions Review
Following the government’s decision to postpone the second phase of the Pensions Review, what can the industry do to improve pension outcomes without waiting for more legislation?
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News
Adequacy stage of Pensions Review ‘delayed by Treasury’
The government has postponed the adequacy phase of its Pensions Review, according to reports, following significant recent increases to business costs.
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News
Savers lack knowledge of retirement income needs, research shows
Nearly a third of people do not know how much they should save for their pensions, according to new research.
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Opinion
It’s time to shout about exceptional pension schemes
The PLSA’s new director of policy and advocacy Zoe Alexander calls for pension schemes to speak out about best practice and the many ways they are supporting members.
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News
PPI report sheds light on social inequalities and pension outcomes
Rising inequality is an early warning signal for stark differences in life quality for pensioners, new research suggests.
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Features
Outlook 2025: Pensions adequacy has no easy solutions
In the first of a series of articles looking ahead to next year, Alastair O’Dell investigates how phase two of the Pensions Review will aim to tackle the ticking timebomb of pensions adequacy.
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News
Generation Rent retirees could be forced to flee from cities to find housing
Review housing plans and set out a roadmap for improving adequacy, International Longevity Centre tells government
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News
Find an alternative to DC – or else
We need an alternative to DC for a dignified retirement, former general secretary of the Communication Workers Union warns. Could CDC be the sustainable alternative to DC that society needs?
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News
UK pension system declining against other countries, research shows
The UK’s pension system has lost its top-10 position among global retirement systems, according to the latest Mercer CFA Institute Global Pension Index.
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News
PLSA Conference: The complex pension adequacy picture
A multi-pronged approach is required to improve pensions adequacy, according to panellists at the Pensions and Lifetime Savings Association’s (PLSA) annual conference in Liverpool.
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News
Employers recognise pension provision shortfalls, research shows
Employers are planning to address retirement adequacy over the next two years as they are concerned about their staff’s pension prospects, according to WTW.
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Opinion
Editor’s notes: The auto-enrolment open goal
Pensions Expert editor Nick Reeve asks: is the government overthinking the Pensions Review?
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News
Savers less confident over retirement income, study shows
Pension savers are losing confidence that they will have enough income in retirement, according to Trafalgar House’s latest Trust and Confidence Index.